Job Description

Responsibilities:

• Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company\xe2\x80\x99s credit policies and guidelines.
• To provide coaching and guidance to junior Credit Associate (CA) on product knowledge, credit assessment technique and company\xe2\x80\x99s internal policies and procedures.
• To review reports prepared by Senior Associate (SA) and CA and to support/supervise their preparation of credit evaluation reports, analysis of market condition, economic development and industry review.
• Perform regular updates on industry review by the rating/research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment.
• To conduct joint customer visits with Business Units and Branch visits when necessary.
• To support the department\'s review of new products\xe2\x80\x99 performance, including risk monitoring to identify trends/risk characteristics of loan portfolio.
• To undertake and assist matters in the spectrum of Risk Management related scope and any other duties assigned by the Head of Department.

• Degree in Business Studies, Economics, Finance/Accountancy/Banking or equivalent with Chartered Banker (CB)/ Associate Chartered Banker (ACB)/ Professional Credit Certification (PCC)/ Certified Credit Professional (CCP) qualification.
• Preferably possess at least 5 years of relevant experience in evaluation of commercial loans.
• A team player with strong leadership skills, good communication skills with a proactive problem-solving attitude.
• Strong critical thinking and analytical skills, resourceful and attentive to details.
• Possess good command of English with a flair for comprehensive report writing.
• High self-motivation and able to work independently.
• Possess sense of urgency, able to multitask and work under pressure.
• Proficient in Microsoft Office applications.

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