Job Description

Role Responsibilities

The role requires processing of AML investigations end to end, from initial referral or trigger through the outcome of the case by applying the Group and FCC policies and processes to manage the risks.

Responsibilities*

Strategy*

\xc2\xb7 Support the implementation of the FCC Strategy by escalating appropriate FCC and AML issues and executing activities in line with Guidance documents.

Business*

\xc2\xb7 Develop thorough knowledge of bank products across all segments (i.e. retail, commercial, private, correspondent banking and trade) and the ability to execute end-to-end investigations across all segments, with guidance from G7 or line manager where necessary.

\xc2\xb7 Support relevant stakeholders to make decisions based on current and possible future policies, practices, and trends.

\xc2\xb7 Keep track of and provide advice to relevant stakeholders on the interpretation and application of regulatory expectations, laws, best practices and policies related to FCC.

Processes*

\xc2\xb7 In line with AAA procedures, responsible for processing AML investigations end to end, from initial referral through to the outcome of the case (closure in ECM/escalation to regulators).

\xc2\xb7 Processing and concluding cases allocated in a timely manner within agreed TATs whilst maintaining Quality Control/Quality Assurance results in line with Group and local expectations.

\xc2\xb7 Timely initiation of follow up actions including heightened monitoring, CDD review and list additions.

\xc2\xb7 Develop, keep up to date and recommend enhancement of appropriate policies/processes/DOIs to address financial crime risks, aligning with relevant regulatory requirements.

\xc2\xb7 Contribute to the governance and oversight of FCC-related policies and procedures in Region to ensure compliance with such policies and procedures.

\xc2\xb7 Provide advice to relevant stakeholders on compliance with Group standards relating to FCC.

People & Talent *

\xc2\xb7 Promote a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.

\xc2\xb7 Ensure forward planning, prioritisation, deadline management, streamlined workflows and efficient work practices are the norm.

\xc2\xb7 Individual accountability for Learning and Development Plans and execution.

Risk Management*

\xc2\xb7 Support the day to day management of FCC Investigations activity for the Malaysia by developing and deploying sound analytical skills to produce balanced judgements in relation to financial crime risk.

\xc2\xb7 Utilize existing data analytic tools, techniques and systems to optimize the quality of casework and ensure efficiency to include systems such as iCDD, eOPS, Accuity, etc.

\xc2\xb7 Ensure the suitability and quality of case data maintained on ECM and various internal trackers.

\xc2\xb7 Understand technical aspects of systems relevant to CDD, Client Risk Assessments, Name and Transaction Screening, Trade, AML Monitoring and Case Management.

\xc2\xb7 Identify and highlight any compliance gaps in existing controls or relevant systems.

\xc2\xb7 Apply Group and FCC policies and processes (AML surveillance, client screening, risk assessment) to manage risks.

\xc2\xb7 Make recommendations (and/or implement) to relevant stakeholders on possible risk management responses to identified risks and/or findings of concerns from investigations.

\xc2\xb7 Assess risks arising from products / segments / geographies / customers / transactions.

\xc2\xb7 Provide intelligence inputs to support calibration of FCC\xe2\x80\x99s Risk Methodologies (including aggregate client risk, product risk and country risk assessments).

Governance *

\xc2\xb7 Propose control improvements, enhancements and simplifications where appropriate.

\xc2\xb7 Support all control checks undertaken by FCC under the Operational Risk Framework (ORF).

\xc2\xb7 Collate, analyse and interpret data in reports to senior management and relevant stakeholders.

\xc2\xb7 Analyse and interpret data to produce reports that help the bank identify and manage emerging areas of risk / vulnerability and support in remediation actions within the FCC function.

Regulatory & Business Conduct *

\xc2\xb7 Display exemplary conduct and live by the .

\xc2\xb7 Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

\xc2\xb7 Support the Malaysia FCC team to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *

\xc2\xb7 Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

\xc2\xb7 Comply with all regulations promulgated by Bank Negara Malaysia.

Key stakeholders*

\xc2\xb7 Country FCC and compliance teams

\xc2\xb7 Sanctions teams

\xc2\xb7 FCC Controls team

\xc2\xb7 FCC Operations

\xc2\xb7 Direct manager and countersigning manager

Other Responsibilities*

\xc2\xb7 Embed Here for Good and Group\xe2\x80\x99s brand and values in Malaysia FCC team;

\xc2\xb7 Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Qualifications*

Training, licenses, memberships and certifications

\xc2\xb7 Post graduate academic or professional education/qualification.

\xc2\xb7 Professional membership with industry professional bodies such as ACAMS preferable for continuous development/improvement/awareness of current practices.

\xc2\xb7 Completion of One Bank Legal & Compliance training and other mandatory and developmental trainings specific to the role and any regulatory role specific training.

Our Ideal Candidate

CFCC Policies and Standards
Confidential Investigations
CFCC Risk Type Advisory
Effective Communications
Cross-functional Collaboration
Data Gathering and Reporting

About Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations

Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum

Flexible working options based around home and office locations, with flexible working patterns

Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning

Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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