Associate Credit Analyst

Kuala Lumpur, Malaysia

Job Description

Job description

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are seeking individuals to join HSBC'S Wholesale department in the role of Associate, Credit Analysis Unit.

What is the role:

The Role requires the Associate to be a part Corporates/FIG Credit Analysis Team in Kuala Lumpur which supports APAC. In addition, the Associate would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

Role Responsibilities:

  • Undertake high quality industry, competitor and client level analysis for Wholesale & Commercial Banking (CMB) Relationship Management (RM) Team.
  • Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
  • Preparing credit analyses in support of new and existing business relationships.
  • Personally develop and maintain strong working relationships with Wholesale & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
  • Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
  • Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
  • Pro-actively suggest and design improvements in process workflow, where applicable.
  • Communicate clearly with team members and other parts of Wholesale & CMB as required.
  • Maintain HSBC internal control standards.
  • Need to implement the Group Compliance Policy, as applicable to their role.
  • Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.
  • Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.
Requirements

Knowledge and Experience:
  • Chartered Accountants / Masters in Business, Finance, Economics or equivalent is essential and any professional qualification (i.e. CFA, Chartered Banker) is desirable. If none, tenured experiences in credit analysis and/or credit approvals will be considered.
  • Highly proficient at Excel and Word.
  • Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.
  • Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.
  • Knowledge of Investment Banking is mandatory, such as Securities, Treasury, Foreign Exchange and Derivatives.
  • Strong analytical skills.
  • Self starter and able to work with limited supervision.
The chosen candidate for this role will be required to undergo enhanced vetting. Subject to local laws, this will require the individual to satisfactorily pass a series of additional checks as part of the recruitment process and on an ongoing basis, if appointed to the role. HSBC Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are originally completed, and/or if relevant, on an ongoing basis. For more information about the enhanced vetting for this role please contact the recruiter for this role.

You'll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by HBSC Electonic Data Processing (Malaysia) Sdn Bhd.

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Job Detail

  • Job Id
    JD869816
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Kuala Lumpur, Malaysia
  • Education
    Not mentioned