Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

Personal Financial Services

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Responsibilities

• Financial: Accountable for product profitability and meeting annual business targets in coordination with all support units, sales and distribution team.
• Product development : Conceptualize, propose, develop and launch new product variants. Drive these projects for timely execution. Co-ordinate with various divisions to ensure all aspects of the product development including systems, processes and procedures, audit compliance and legal approvals are in place.
• Product management : Monitor credit cards asset product movements, maintenance and upgrading for product features, migration, adding new features to existing products based on market requirement and competition post. Assist in managing customer issues and all queries on product and promotions from support units/customers.
• Cost / Expense view : Continuous enhancement on the product to ensure it stays competitive in the market, whilst monitoring the Rewards cost performance, feature cost to ensure it meet the overall business objectives, whilst balancing the benefit to cost ratios identify opportunities to optimize
• Retention Management: Monitor attrition rates of products & strategize proactive actions to ring-fence, mitigating risk, including ensuring competiveness, best customer experience
• Communication & Marketing : Ensure adequate product visibility through ATL and BTL campaigns. Enhance product value through campaigns and promotions.
• Compliance : Review policies and procedures, regulatory mandates and initiate change as and when required and adherence to all policies and procedures.

Job Requirements

- 3- 5 years of Cards Experience
- Proven excellent interpersonal skills
- Strong financial and analytical skills
- Strong execution skills
- In-depth understanding on execution & credit card processes.
- Experience in risk & data management would be an advantage
- Detailed and meticulous.
- Committed with the desire to achieve goals and targets.
- A strong team player.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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