Job Description

Job Responsibilities Responsible for managing a portfolio of middle market clients including evaluating their loan applications, conducting credit reviews, marketing and cross-selling a wide range of banking products and services Monitor overall facility utilisation and profitability of the assigned portfolio Formulate and implement competitive customer retention and utilisation strategies to drive and develop the profitability of Commercial Banking business Build rapport and develop meaningful networking to maintain account relationships with both existing and prospective customers. Build client loyalty by establishing a trusted advisor relationship, as \'The Trusted Banker to call\' Identify clients\' needs and capture new financing and / or cross selling opportunities negotiate for best margins to optimise profitability Job Requirements Possess a recognized degree. Fluent spoken and written English. Good analytical skills in financial accounts and well-versed in cash flow analysis, independent, self-motivated, resourceful and result-oriented. Good interpersonal skills and able to work independently as well as in a team Willing to travel/mobile. To cross sell all other products within the bank including various types of commercial banking facilities, bancaassurance, workplace accounts, forex options etc To work closely with internal stakeholders including transaction banking, treasury, product & operations teams to ensure the portfolio meets planned KRA. To assess credit portfolios and identify early warnings via due diligence and to be well verse in all statutory and regulatory requirements as well as internal bank policies. Experience in handling cross border deals and identify new opportunities in the market via leveraging on the bank\'s specially curated banking products. Collaborate with internal stake holders in bankwide eco-systems eg fintech/business digitalisation, cross border initiative, renewable energy and financial supply chain management to provide banking solution to existing and new clients. Be a part of UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a difference.

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