Job Description

Description

Primary Objective:

• Grow market share of Small Medium Entrepreneur (SME) in the vicinity.
• Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF).
• Grow deposits from both borrowing & non-borrowing customers.

Key Responsibilities:

• Grow market share of Small Medium Entrepreneur (SME) in the vicinity.
• Market all type of loans focusing on SME - Program Lending Management (PLM) loans (conventional & Islamic) & Asset Based Financing (ABF).
• Grow deposits from both borrowing & non-borrowing customers.
• Conduct all mandatory checks & only referred bankable deals to Account Relationship Manager for processing.
• Refer all non-PLM middle market cases to Commercial Banking Centre.
• Prepare, vet & sign Letter of Offer.
• Deliver of Offer and upon acceptance to send instruction to Credit Operation Department for documentation.
• Follow up documentation & disbursement of loan (conventional & Islamic) & ABF.
• Ensure compliance of conditions precedent.
• Service all existing customers parked at the branch.
• Cross sell all Bank/Group products & services.
• Newly Non Performing Loan ("NPL") within approved budget.

Requirements

Requirements:
Bachelor Degree - Business, Accounting, Banking, Finance, Economics or other related disciplines..

• Minimum 2 years of working experience in credit with exposure to SME/ commercial sales/ corporate banking.
• Possess strong credit writing and analytical skills.
• Target oriented and able to work in a fast paced environment as well as in a team.
• Exhibit excellent communication and interpersonal skills.

• Possess strong credit writing and analytical skills.
• Target oriented and able to work in a fast paced environment as well as in a team.
• Exhibit excellent communication and interpersonal skills

Benefits

Dental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards