Job Description

WHO WE ARE:
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we're on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia's leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Responsibilities:
1. Oversee the branch's total financial strength, including overall growth of key revenue drivers
Develop and execute plans to achieve targets for total income, operating expenses, operating profits and pretax profits
Grow the branch's loans and deposits base
Grow the branch's customer base
2. Enhance branch's overall franchise value through strategic business development across business units to deliver strong and sustainable growth
Develop and execute sales plans for the Consumer Financial Services (CFS), Emerging Business (EmB) and Commercial Bank (CmB) businesses to achieve sales and productivity targets
Develop and improve the skills, knowledge and competencies of all branch staff
Facilitate business discussions/strategic planning with the branch head of departments to identify opportunities in the market to grow market share
Drive cross selling / cross-referrals among all staff in the branch to broaden / deepen customer wallet share
Provide local market intelligence on competitors' plans and product offerings to the business divisions
3. Provide strong leadership to the branch staff, fostering a positive work environment by promoting teamwork and collaboration. Ensure service excellence in addressing enquiries, resolving complaints, and maintaining high customer satisfaction levels overall.
Responsible for holistic staff management, including hiring of branch head of departments and staff.
Maximise the branch's franchise value through holistic servicing of customers' individual and business needs via active referrals across business units
Ensure alignment with regional business unit verticals, in collaboration with branch head of departments
Serve as person-in-charge for the branch's top customers across business units
Enhance teamwork to ensure a strong customer experience for all customer
- Meeting CSAT score requirements
- Handling customer complaints and compliments
- Management of customers' service request
Lead in the management of branch security, shared services, premise maintenance and staff safety and health requirements
- Achieve branch digital migration targets
4. Accountable for all branch staff's professional conduct with Branch Operations as the anchor of compliance in the branch.
a. Review and implement effectiveness of controls across all teams
i. effective maker checker process in place
ii. quality review & coaching program
iii. frequent spot checks on compliance to SOP
iv. proactively identify gaps in processes
b. Awareness programs
i. Enforce the highest standard of service quality, integrity and behaviours
ii. Cultivate phycological safety to foster safe and team camaraderie for staff to speak up
iii. Encourage behaviour that improves customer outcomes
iv. Annual integrity or LIFRR pledge by all staff
c. Surveillance
i. On the ground surveillance/staff behavioural checks and escalation
ii. Collaborate with Divisional/Head Office compliance teams and leverage on their
surveillance monitoring
5. Building and managing relationships with key stakeholders within local communities, including valued customers, government agencies, and regulators.

• Be the key liaison actively engaging with local authorities and regulators, business / trade associations, as well as other local community leaders
• Propose activities to enhance to promote and enhance the Bank's image in the local community
• Propose Corporate Social Responsibility (CSR) activities involving all branch staf

Requirement:
Possess degree in any discipline from an accredited university or colleges
Minimum 10 years' frontline experience; priority is given to those with branch related experience preferably in business banking, branch operations / consumer business, with at least 5 years leadership experience and managing teams
Possess strong leadership and people management skills in building and developing a team of staff to achieve business and service requirements.
Possess pleasant personality and able to command respect from peers and subordinates
Good interpersonal and collaborations attributes with ability to build working relationships across the various vertical teams.
Good attributes and possess good networking and community outreach
Ability to work with uncertainties and challenges in a fast-changing environment.
What we offer:
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Skills Required