Job Description

• Perform and responsible for credit analysis on customer based on their financial statement.

• Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization\'s credit policy & procedure.

• Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.

• Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.

• Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.

• To ensure confidentiality, integrity & availability of all information assets those are protected.

• Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.

• Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.

• Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely graded loans.

• Responsible in credit/loan administration/management activities such as ensuring ongoing update of client files/information.

• Responsible for minimizing defaults and bad debts of ongoing loans

• Performs other duties as assigned

Requirement:

• Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent.
• At least 1 years of relevant working experience and preferably in the credit evaluation experiences.
• Required Language(s): Bahasa Malaysia & English
• Experienced in Microsoft Office application including Excel, Word and Outlook
• Fresh Graduates are encouraged to apply.

Agensi Pekerjaan Asia Recruit Sdn Bhd (200401036859) (675370-W) (JTKSM 230C)

Asia Recruit