Job Description

Responsibilities:

Conduct credit review on new credit applications and other proposals involving credit exposures as well as non-performing receivables in accordance with the company's credit policies and guidelines. To provide coaching and guidance to junior Credit Associate (CA) on product knowledge, credit assessment technique and company's internal policies and procedures. To review reports prepared by Senior Associate (SA) and CA and to support/supervise their preparation of credit evaluation reports, analysis of market condition, economic development and industry review. Perform regular updates on industry review by the rating/research houses for the reference of Business Units to keep abreast with the fast-changing business landscape and environment. To conduct joint customer visits with Business Units and Branch visits when necessary. To support the department's review of new products' performance, including risk monitoring to identify trends/risk characteristics of loan portfolio. To undertake and assist matters in the spectrum of Risk Management related scope and any other duties assigned by the Head of Department.

Requirements:

Degree in Business Studies, Economics, Finance/Accountancy/Banking or equivalent with Chartered Banker (CB)/ Associate Chartered Banker (ACB)/ Professional Credit Certification (PCC)/ Certified Credit Professional (CCP) qualification. Minimum 5 years of relevant experience in credit evaluation of commercial loans and equipment financing for corporate customer. A team player with strong leadership skills, good communication skills with a proactive problem-solving attitude. Strong critical thinking and analytical skills, resourceful and attentive to details. Possess good command of English with a flair for comprehensive report writing. High self-motivation and able to work independently. Possess sense of urgency, able to multitask and work under pressure. Proficient in Microsoft Office applications.
Job Types: Full-time, Permanent

Pay: RM5,000.00 - RM7,000.00 per month

Benefits:

Free parking Health insurance Opportunities for promotion Professional development
Application Question(s):

Do you have any experience in guiding juniors What your expected salary Notice Period
Education:

Bachelor's (Required)
Experience:

business credit evaluation: 5 years (Preferred)
License/Certification:

* Business Credit Professional (Preferred)