Credit Manager, Cco Auto Finance Credit My

Malaysia, Malaysia

Job Description


:

Responsibilities

  • To perform evaluation and credit decisions in respect of Non Individual Hire Purchase, Enterprise Hire Purchase, Floor Stocking / Block Discounting facilities & related applications received from Auto Finance Centre in line with the Bank\'s Credit Policy and Guidelines / Business Rules.
  • To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank.
  • To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases. Where necessary, to escalate loan application to higher authority for decision
  • Prepare or co-sign Letter of Offer / Variation / Rejection for Blanket HP / Floor Stocking / Block Discounting facilities.
  • To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank.
  • Review and assess appeal cases, customer\'s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc.
  • To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole.
  • Conduct engagement sessions/ training to the ground, to address concerns, resolve problems and to improve the working relationship with front liners and stakeholders
  • To support ACS CR, UAT, Production defects and resolution.
  • Assist in revision of credit guidelines, SOP and monthly reports.
  • Other duties and responsibilities as and when requested by superior.
Job Requirements
  • Recognized Degree/ Master in Economics, Finance, Business Administration, Accounting or banking related disciplines. Preferably with CCP IBBM / CCE AICB qualification
  • Preferably experienced in Credit or Audit.
  • Credit experience of minimum 5 years.
  • Possess good related credit knowledge covering: -
  • Credit and its regulatory framework
  • Credit risk management (quantitative and qualitative)
  • Principles of Lending
  • Loan structuring and administration

CIMB

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Job Detail

  • Job Id
    JD940960
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Malaysia, Malaysia
  • Education
    Not mentioned