Executive/ Senior Executive, Risk & Credit

Kuala Lumpur, Malaysia

Job Description


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Client Background:

Our Client is a growing independent financial services group incorporated in Malaysia offering a suite of innovative bespoke financial solutions to its clients

Location: KL

Tenure: Permanent role

Salary: Basic Salary

Duties and Responsibilities:

\xc2\xb7 Managing the entire credit application process from application to providing recommendations to the approving committee;

\xc2\xb7 Assessing credit worthiness of the credit applications, analysing current risks and identifying potential risks that could impact the company;

\xc2\xb7 Communicate within the departments in assessing and establishing credit limits as well as determining its financial eligibility to the financing;

\xc2\xb7 Implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur and provide on-the-ground solutions for it;

\xc2\xb7 Leading a due diligence to the relevant parties involved i.e. Client, Contract Awarder, Supplier by meeting, calling and visiting;

\xc2\xb7 Supervising the team members in handling the processing of the credit applications including legal documentation relevant to the financing;

\xc2\xb7 Equal distribution of credit portfolios based on limit and nature of the contracts within the team whilst working with other department to achieve efficiency;

\xc2\xb7 Overseeing the general health of the financing portfolio including periodic check on the repayment and the contract performance, which will include liaising with the Client, Contract awarder and Supplier;

\xc2\xb7 Participate in enhancement of operational risk policies to minimise credit losses and preventing failed internal control processes;

\xc2\xb7 Monitoring the performance of the team against the key performance indicators set; and

\xc2\xb7 Develop and drive a sound, open and pro-active risk culture, working closely and collectively with functional units to support management in ensuring all key risks are reported and properly managed.

Job Requirements:

\xc2\xb7 Minimum Bachelor\'s Degree holder in Accounting, Finance, Economics, Business, Law, Banking or equivalent qualification

\xc2\xb7 Holder of professional qualification in Accounting, Finance, Banking, Credit and Investment Management field such as ACCA, CIMA or CFA is preferred

\xc2\xb7 Strong analytical and problem solving skills in the field of accounting and finance

\xc2\xb7 Knowledge in financial products offered by non-bank financial services such as Factoring, Insurance, Leasing, Trade Credit business or in other sub-sector of finance field such as investment or asset management will be an added advantage

\xc2\xb7 Minimum 5 years work experience in the areas of credit management, risk management, risk control, business proposal and credit evaluation or similiar loan and transaction approving role

\xc2\xb7 Strong leadership skills and able to motivate the team

\xc2\xb7 Good report writing skills including preparing presentation on portfolio requirements to the management committee

\xc2\xb7 Good command of spoken and written English and Bahasa Melayu

\xc2\xb7 Ability to work independently and take initiative to communicate with other department colleagues including clients to troubleshoot matters.

If you are interested in the position, kindly apply directly online by clicking on the \xe2\x80\x9cApply\xe2\x80\x9d button. Thank you.

Sub Specialization : Finance;Audit & Risk;Others
Type of Employment : Permanent
Minimum Experience : 2 Years
Work Location : Kuala Lumpur

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Job Detail

  • Job Id
    JD1019884
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Kuala Lumpur, Malaysia
  • Education
    Not mentioned