Job Description

Company DescriptionAbout Grab and Our WorkplaceGrab is Southeast Asia\'s leading superapp. From getting your favourite meals delivered to helping you manage your finances and getting around town hassle-free, we\'ve got your back with everything. In Grab, purpose gives us joy and habits build excellence, while harnessing the power of Technology and AI to deliver the mission of driving Southeast Asia forward by economically empowering everyone, with heart, hunger, honour, and humility.Get to know our Team:

• Grab\'s lending division, GFSA (Grab Financial Services Asia), provides microcredit to drivers, agents, and merchants within the Grab ecosystem.
• The Country Credit Operations team establishes and implements credit risk management policies. They collaborate with the Country Head, Product team, and Regional Credit Risk team to improve technological and risk methodologies.
• This role offers substantial opportunities for professional growth, encompassing the full spectrum of credit risk management, including data integrity, systems, reporting, and risk/capital methodologies.
• You will report directly to the Head of Lending, Malaysia GrabFin. and hybrid working in Malaysia.

Critical Tasks you will perform:

• You will develop and implement the credit framework/Credit Policies for the country.
• You will help develop and implement data collection, data analytics, and other strategies to analyze statistical efficiency and guide decision-making.
• You will analyze data using an out-of-the-box lens from within and outside the Grab ecosystem to help make Credit decisions.
• You will establish measurements to analyze credit model and policy performance, uncover insights, and identify targeted areas for improvements.
• You will work with business, data analytics, and other departments to calibrate country credit policy and help dynamic prioritization of credit business.
• You will monitor credit performance metrics to identify issues and new credit processes or feature improvements, and business growth opportunities.
• You will help provide inputs from a Credit Risk perspective for regulatory approvals.
• You will help design and implement reports and performance measurement dashboards.

QualificationsWhat Skills You Will Need

• You have a Bachelor\'s in Statistics, Mathematics, or Economics.
• You have 8 years of relevant work experience in credit policy, credit analytics, or an insights-related role.
• You have analytical skills with the ability to collect, organize, and analyze significant amounts of information and accuracy.
• You have expertise in queries, report writing, and presenting findings, and willingness to share knowledge with the team.
• You have a detail-oriented approach and efficient time management skills, growing in a dynamic work environment.
• You have technical expertise regarding data models, data mining, and segmentation techniques, and the ability to conceptualize and execute credit scoring using non-conventional alternative data.
• You have experience in managing regulatory approvals in your country, a strong foundation in data query/manipulation using SQL, data visualization using tools like Tableau, and proficiency in programming languages such as SAS, R, Python, SPSS, Matlab, or other tools for statistical analysis (good to have).

Additional InformationLife at GrabWe care about your well-being at Grab, here are some of the global benefits we offer:

• We have your back with Term Life Insurance and comprehensive Medical Insurance.
• With GrabFlex, create a benefits package that suits your needs and aspirations.
• Celebrate moments that matter in life with loved ones through Parental and Birthday leave, and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
• We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through life\'s challenges.

What we stand for at GrabWe are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer, we consider all candidates fairly and equally regardless of nationality, ethnicity, religion, age, gender identity, sexual orientation, family commitments, physical and mental impairments or disabilities, and other attributes that make them unique.

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