Job Description

Job Title: Head, Credit Scoring & Limit Management (Corporate Functions)

Location:

Kuala Lumpur

Employment Type:

Permanent

Domain:

Corporate Functions / Banking Risk Technology / Credit Systems

About the Role

We are looking for an experienced

Head, Credit Scoring & Limit Management

to lead risk technology initiatives across Corporate Functions. This role partners closely with business owners, risk teams and technology groups to ensure high-quality delivery of credit scoring, risk systems and limit management solutions.

You will oversee technology operations, shape IT governance and policies, manage end-to-end credit risk system enhancements, and serve as the primary point of contact to front-line business units. The role requires strong leadership, strategic planning, and the ability to deliver solutions that improve credit decisioning, regulatory compliance and operational efficiency.

Key Responsibilities1. Technology Strategy & Execution

Partner with business stakeholders to understand requirements and translate them into technology solutions. Lead end-to-end design, development and implementation of credit scoring & limit management systems. Establish IT policies, governance standards and procedures aligned with corporate strategy. Analyse business and system needs across departments and ensure technology roadmaps meet organisational goals. Oversee technology operations, system stability, and performance metrics.

2. Solution Design & Implementation

Lead solution identification, feasibility studies, and system enhancements. Ensure solutions adhere to industry best practices, regulatory requirements, and internal standards. Drive continuous improvement initiatives that elevate system efficiency, credit accuracy, and automation levels. Ensure integration and alignment with enterprise risk, credit, and regulatory frameworks.

3. Stakeholder Management

Act as the single point of contact for business units on credit risk systems and digital initiatives. Manage stakeholder expectations from operational teams to senior leadership. Facilitate clear communication on project progress, risks, challenges and system readiness. Build trusted partnerships with risk, credit, operations, compliance and audit functions.

4. Project & Change Management

Lead multiple complex projects simultaneously in a dynamic environment. Apply structured project management methodologies to ensure delivery on time, within scope and budget. Drive adoption of new systems, upgrades and enhancements through effective change management. Conduct impact assessments, readiness checks and system deployment planning.

Required Skills & Experience

Strong analytical, problem-solving and implementation skills. Experience managing transformational initiatives across large and complex organisations. Solid understanding of

Banking Risk

, credit processes, and risk management frameworks. Sound knowledge of

local laws and regulations

relating to banking risk, credit policy and regulatory reporting. Ability to identify patterns, trends and hidden issues in complex environments. Basic to intermediate understanding of banking products, limit structures and credit facilities. Strong verbal and written communication skills. High integrity, professionalism and ability to work independently with minimal supervision. Proven experience in successful implementation or management of

Banking Risk Systems

, particularly in financial institutions or large enterprises.

Certifications (Preferred)

Program / Project Management, Agile, Scrum, or ITIL certifications. Certifications related to

Banking Risk

(e.g., FRM, CRM, CRC, CRP) are an added advantage.

Key Performance Indicators

Successful and timely delivery of credit scoring and limit management initiatives. Stakeholder satisfaction and engagement across Corporate Functions. Regulatory compliance and improved audit outcomes. Efficiency improvements, system stability and operational impact. Quality of risk system enhancements and minimisation of defects. Effective risk identification, issue management and continuous improvement results.

Why Join Us?

Lead enterprise-level credit scoring and limit management initiatives. High-impact role influencing risk technology across Corporate Functions. Opportunity to shape and modernise the organisation's risk systems landscape. Work with senior stakeholders across risk, credit, operations and technology.
Job Types: Full-time, Permanent

Pay: RM10,000.00 - RM50,000.00 per month

Benefits:

Additional leave Flexible schedule Health insurance Maternity leave Opportunities for promotion Parental leave Professional development
Application Question(s):

citizen of Malaysia Worked or working as Head, Credit Scoring & Limit Management Banking domain experience
Work Location: In person