Job Description

About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Summary:
We are seeking for a talented individual to join our team as a Mortgage Specialist. In this role, you will be responsible for managing the mortgage loan process end-to-end including assessing credit worthiness of applicants, preparing mortgage proposals, conducting property valuation and ensuring timely approvals. You will work closely with various stakeholders within the bank and external parties such as legal firms and property agents in order to provide excellent customer service. This position requires strong communication skills, attention to detail, and a commitment to delivering exceptional results. If you have a passion for helping customers achieve their home ownership dreams while working in a dynamic environment, we invite you to apply for this exciting opportunity!
Responsibilities:

• Assessing credit worthiness of applicants by reviewing financial statements, credit reports, employment history and other relevant information.
• Preparing mortgage proposals based on approved lending criteria and policies.
• Conducting property valuations to determine market value of properties securing the loans.
• Ensuring timely approvals and processing of mortgage applications.
• Maintaining accurate records and documentation related to each stage of the loan application process.
• Collaborating with internal departments such as underwriting, legal, and collections to ensure smooth execution of loan disbursement and repayment processes.
• Providing excellent customer service throughout all stages of the loan application and approval process.

Qualifications:

• Degree in any field from a reputable university or college.
• Minimum 2 years of experience in the banking industry preferably in mortgage lending or financing.
• Strong knowledge of lending criteria and regulations governing residential mortgages.
• Excellent communication skills both written and verbal.
• Ability to multitask and manage multiple projects simultaneously.
• High level of professionalism and integrity.

Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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