Job Description

About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Key Responsibilities:
Product Strategy & Development

• Develop and execute product strategies for SME trade finance and working capital loans (e.g., import/export loans, borrowing base finance, receivables finance).
• Identify market gaps and opportunities through research and competitor analysis.
• Design product structures including pricing, eligibility criteria, and risk parameters.
• Lead the end-to-end product lifecycle from ideation to launch and post-launch optimization.

Commercialization & Execution

• Collaborate with sales, risk, operations, and technology teams to commercialize new products.
• Support structuring of complex trade finance transactions.
• Monitor product performance and customer success metrics.
• Drive adoption and ensure scalability, resiliency, and compliance with regulations.

Stakeholder Engagement

• Act as the voice of the customer, ensuring products deliver real value.
• Provide training and support materials for internal teams and clients.
• Liaise with internal and external stakeholders to ensure smooth onboarding and servicing.

Innovation & Digitization

• Contribute to the digitization strategy for SME lending platforms.
• Partner with tech teams to deliver seamless digital customer journeys.
• Stay updated on emerging trends in sustainability, commodity finance, and regulatory changes.

Qualifications:

• Bachelor's or Master's degree in Finance, Business, Economics, or related field.
• 6+ years of experience in SME lending or trade finance product management.
• Strong understanding of structured lending products and transaction banking.
• Proven ability to work across cross-functional teams and manage complex projects.
• Analytical mindset with experience in data-driven product optimization.

Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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Skills Required