Undertake credit approval of loan applications.
Undertake credit risk appraisal, evaluation of loan applications and provide mitigation to identified credit risk for recommendations to higher approving authority.
Undertake annual review of existing loan accounts and make recommendations to mitigate any new or changing risks.
Ensure compliance of the Company's credit policies while maintaining a balanced approach to support growth in quality assets.
Recommend changes in lending guidelines and credit policy to safeguard Company's interest while supporting growth in quality assets.
Drive team members to deliver on set targets and planned initiatives.
Regularly coach team members to help them grow and excel.
Provide training and guidance to improve quality of credit processing and proficiency levels of credit & marketing personnel.
Undertake any other credit-related assignments and ad-hoc duties from time to time.
Undertake portfolio reviews for Chief Executive Officer/ Executive Committee/ Board of Directors.
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