About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Prepare internal credit ratings and conduct credit reviews for corporate clients, ensuring adherence to the Bank's policies, credit principles, lending direction and guidelines.
Evaluate the overall credit worthiness of the borrowers and the ability to meet credit obligations periodically, and alert business for any adverse conditions/news.
Work with Corporate Banking coverage team to support all related credit analysis matter.
Interact with the client including gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Job Requirements
Degree in Business/Accounting/Finance/Economics or related field
At least 2-3 years of relevant working experience in credit analysis
Up to date with legal, compliance and market risk related issues
Strong analytical skills with good grasp of financial analysis
Ability to analyze cash flows, leverage, collateral and customer strength
Excellent interpersonal and writing skills to ensure effective delivery of credit reports and communication with stakeholders.
Presentable, dynamic, dedicated, self-driven and highly motivated
Additional Requirements
University-Bachelor
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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