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Assist the Centre Manager to oversee daily business operations;
Review loan application submitted by EHP, unqualified cases to be reject outright;
Verify and process loan application for credit approval;
Scan VSO, consent form, income document and other necessary documents;
Perform thorough KYC via phone interview conversation with loan applicant;
Follow-up with customer on any pending document for loan approval;
Calculate business income from Bank statement;
Data entry and upload necessary documents into LOAD$ system;
Follow-up with EHP/dealer on loan processing KIV and advice on loan pricing;
Loan processing;Review loan application submitted by SMS;
Verify and process loan application for credit approval which required system access (RAMCI and FIS / Redbook);
Assist in pricing deviation;
Segment cases into processable or non processable;
Escalate processable cases to CED; to recommend outright reject non processable cases for Manager's review;
Loan mitigation-Perform credit evaluation and recommendation;Review cases to see if extra documents are required;
Assist EHP on witnessing and signing of loan agreement;
Attend to phone or walk-in customer queries and complaints;
Perform FIS lodgment;
Compile loan documentations according to Bank guidelines for disbursement;
Follow up with EHP/dealer on funding defect;
Manage sales tracking tools and reporting;
Conduct annual Centre review on fixed asset and dispose obsolete asset;
Responsible for gift fulfillment on sales campaign;
Perform monthly stock count on premium item;
Maintain positive business relationship with all stakeholders;
Recommend or fine-tune processes to improve business operations;
Mentor and guide new/junior employee;
Involvement in ad-hoc or any other related task deemed required.About Hong Leong Bank
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