Job Description

Job description

Why join us?

Some careers have more impact than others. If you\xe2\x80\x99re looking for a career where you can make a real impression, join HSBC and discover how valued you\xe2\x80\x99ll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are seeking individuals to join HSBC\'S Wholesale department in the role of Vice President, Credit Analysis Unit.

The Opportunity

What you\xe2\x80\x99ll do:

The Role requires the Vice President to lead the Corporates/FIG Credit Analysis Team primarily supporting the AMH CMB business. The teams will be located in Kuala Lumpur, Guangzhou and India sites. In addition, the Vice President will also be accountable and responsible for all CAU Corp/FIG credit work being conducted in GZH and KL markets. The individual team leads will report into this position. He/she would also be required to liaise with the business and locally with the supporting Departments which would enable him/her to carry out the duties.

Location: Kuala lumpur

Role Responsibilities:

• Lead a team for Credit Analysis Unit team (Corp & FIG) by providing high-quality functional support to analysts and stakeholders, with the objective of achieving service excellence.
• This role entails the need to possess notable skills in communicating and engaging with multiple stakeholders across regions/teams, multitasking and effective time management.
• The role holder is expected to have subject matter expertise of end-to-end credit processes, corporate banking products, ability to articulate analytical & risk oriented views, sound knowledge of diversified sectors, working knowledge of diverse credit systems within the Group and an eye for detail to ensure quality of output acceptable to onshore approvers.
• The capacity and the maturity to constantly guide and motivate team members to deliver high quality of credit submissions is a vital component of this role.
• Responsible for talent management & succession planning Resolution focused and effective time and meeting management skills
• Besides, there will be a need to share domain expertise with the team members to nurture their skills and demonstrate domain expertise.
• Undertake high quality industry, competitor and client level analysis for Wholesale Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.
• Personally develop and maintain strong working relationships with Wholesale & CMB Relationship Managers / Associates along with executives in Risk to ensure that all risks to the business, financial and non-financial, are properly recognized and thoughtfully mitigated in proposals.
• Ensure that all work is delivered within agreed timeframes, PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies, FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow, where applicable.
• Communicate clearly with team members and other parts of Wholesale as required.
• Information Management: Provide support to ensure that all project related data is accurately and timeously updated for efficient and periodic generation of MI.
• Represent CAU in various mancomms, regional meetings and strategic planning.
• Suggest process improvements and sustainable saves that will contribute to overall effectiveness.
• Maintain HSBC internal control standards.
• Need to implement the Group Compliance Policy, as applicable to their role.
• Need to be aware of the Operational Risk scenario associated with their role, and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards, policies and practices; reporting weaknesses, compliance breaches and operational loss events.

Requirements

What you will need to succeed in the role

• Highly customer oriented and delivering top quality customer service.
• Strong people management, people development and stakeholder management experience.
• Strong domain knowledge & diversified sector experience
• Excellent verbal, written and presentation skills; strong ability to portray a macro view and also an eye for detail.
• Candidate needs to have knowledge of credit systems and banking products.
• At least 10 years of relevant work experience in Credit Analysis, Research, Corporate Banking backed by demonstrated analytical expertise and team management skills.
• Strong interpersonal skills and ability to build and maintain relationships
• Chartered Accountants / Masters in Business, Finance, Economics or equivalent is essential and any professional qualification (i.e. CFA, Chartered Banker) is desirable. If none, tenured experiences in credit analysis and/or credit approvals will be considered.
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English, proficient in credit writing in English, hard-working, organized, diligent, and above all a good team player.
• Cantonese and/or Mandarin language capabilities are highly preferred. The analyst should be able to speak and read financial statements in Cantonese/Mandarin language.
• Knowledge of Investment Banking is mandatory, such as Securities, Treasury, Foreign Exchange and Derivatives.
• Strong analytical skills.
• Self-starter and able to work with limited supervision.

What additional skills will be good to have?

• The role holder is expected to have subject matter expertise of end-to-end credit processes & corporate banking products.
• Experience in working in an offshore organization and demonstrable ability to navigate and influence a diverse set of senior stakeholders.

HSBC