Account Relationship Manager, Corporate Banking (corporate Desk Southern)

Johor Bahru, Johor, Malaysia

Job Description


JOB PURPOSEBusiness development
Acquiring new customers and growing existing portfolio of medium and large Corporate segments by offering product solutions to assist the customer\' business models and ultimately contributes to the Bank\'s profitability and growth.Portfolio Management * Responsible in optimum utilization of banking facilities and growth of portfolio while maintaining account relationship with both existing and prospective customers.

  • Responsible for all credit aspects of the relationship including annual reviews, early problem recognition and remedial management.
  • Proactively monitor the asset quality of customers in the portfolio by detecting early warning signs and to promptly undertake or initiate debt/financing restructuring, rescheduling or legal recovery action, as applicable.
PRINCIPAL ACCOUNTABILITIES * Achieve KPI performance and contributed to the department\'s growth/ revenue for a defined business segment, as per approved annual budget;
  • Monitor overall facility utilization and profitability of assigned portfolio;
  • Identify customer needs and capture new financing and / or cross selling opportunities, negotiate for best margins to optimize account profitability.
  • Build rapport and develop meaningful networking in the customer\'s organization;
  • Provide support and advice to potential customers on business models, project financing and deal structures.
  • Responsible for managing personal portfolio.
  • Ensuring timely submission of annual reviews, facilities granted are adequately utilized, and good account conduct.
QUALIFICATIONSEducation * Possess a recognized Bachelor\'s Degree in Business/Finance or related discipline.
  • CCP is an added advantage.
Experience * At least 3-5 years with working experience in business/ commercial/ corporate banking.
  • Good knowledge of the broad range of banking products.
KNOWLEDGE AND SKILLS * Independent, self-motivated, resourceful and have excellent interpersonal skills.
  • Strong knowledge of Banking product.
  • Good analytical skills in financial accounts and well versed in cash flow analysis.
  • Good in financing/loan structuring for working capital, project financing and loan syndication/club deal as well as restructuring and rescheduling of impaired accounts.
  • Good planning and organizing skills.
  • Result oriented and able to work as a team
  • Fluent in both spoken and written English.
Employer questionsYour application will include the following questions:Do you have experience working in a business banking environment?How many years\' experience do you have as a Corporate Banking Relationship Manager?Do you have sales experience in the banking & credit industry?Company profileAgrobank3.8\xc2\xb7Banking & Financial Services1,001-5,000 employeesAt Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.Perks and benefitsMedicalLoansDentalSports (e.g. Gym)Company informationRegistration No.811810U

Agrobank

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Job Detail

  • Job Id
    JD1036170
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johor Bahru, Johor, Malaysia
  • Education
    Not mentioned