Job Description

Role Responsibilities Strategy RM would be responsible for inbound revenue as well as working closely with the assigned credit analyst(CA) and client manager(CM) in deepening relationships and driving revenue growth for his/her own portfolio of clients The RM is responsible for overall post deal account maintenance and managing the risk associated with his/her own portfolio. He/she has oversight on the CM who holds direct responsibility for post transactional activities and the CA for credit related activities Business Identify new opportunities and convert in line with Bank\'s appetite. Ensure quality of the sales pitch and lead discussion with clients. Also review the term sheets before delivering to clients. Work with CA to obtain all pre-deal clearances. Effective use of Workbench platform(client management platform) for managing a healthy pipeline and also a record of client calls and discussions. Oversee CM to ensure smooth on-boarding of client after thorough completion of documentation and other processes. Senior client calling and briefing on a regular basis for account maintenance and deal negotiation. Also engage senior internal stakeholders for marketing, credit and any other pertinent issues. Work closely with CA, product partners, Global Account Manager(GAM)/Regional Account Manager(RAM) to analyze a) wallet b) determine appropriateness of the product and c) work out a comprehensive account plan. Successfully negotiate and close out pricing and other deal dynamics with client Processes Oversee the quality & turnaround of credit proposal and ensure faster delivery. Work with CA for resolving Credit queries. Oversee the CM to ensure all documentation and security creation are completed on time to ensure smooth execution of transaction. Liaising with Legal/external counsel/CRC in preparation and execution of non standard complex transactions along with product partners. Work with CDD team to ensure proper completion of eCDDs. Along with the product partner, push for line utilization of complex and structured transactions. Oversee the CM in ensuring high utilization of regular working capital facilities. Review Failed Trade status, EAR, ASTAR CCRT, etc with the CA to ensure discipline and quality in portfolio Review the excess/past due situation with CM to ensure they are regularized and also facilitate approvals wherever required. Review and monitor the client profitability to ensure there are no revenue leakages. Risk Management Take the initiative regarding regulatory, reputational and ethical matters, by providing proactive advice to clients as identified Embed the Group\'s values and code of conduct and develop a robust culture to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among team members. Ensure that Risk Management matters that are brought to the job holder\'s attention are subject to direct remedial action and/or ensure adequate escalation to Regional and Country Banking Heads and Group/governance committees, as appropriate Governance Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role. Regulatory & Business Conduct Display exemplary conduct and live by the Group\'s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Adherence to the Bank\'s policies and procedures with specific reference to the Code of Conduct.Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Other Responsibilities Embed Here for good and Group\'s brand and values in daily duties Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures. Our Ideal Candidate Professional Memberships: Not Required Bank training i.e. mandatory & developmental - role specific, and regulatory/compliance bank wide & role specific, Languages Business level English xt. ROLE SPECIFIC TECHNICAL COMPETENCIES Relationship building skill Core Credit analysis skill Core Problem solving skill Core Product knowledges, ie. Cash Management, Financial Market, Lending Core About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to , together with our brand promise, to be are achieved by how we each live our . When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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