Job Description

If you are looking to excel and make a difference, take a closer look at us Job responsibilities Acquire new account relationships. Manage a portfolio of existing account in order to grow both funded income and non-funded income. Manage a portfolio of accounts in order to provide value - added banking advice and customized financial solutions in order to optimize revenue generation from the portfolio. Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts. Ensure acceptable asset quality of existing portfolio by being pro-active and up-to-date in terms of market intelligence in relation to accounts and industry of portfolio managed. Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner. Ensure that banking facilities offered to clients are structured in compliance with credit lending policies. Ensure that key risks of cases are adequately addressed by in CAs before submission to Wholesale Credit To preserve the assets quality of the bank at all times To monitor and encourage utilization of existing facilities under the portfolio in order to increase revenue. Close follow through with clients on to ensure acceptance of the Bank\'s facilities and subsequent drawdown. 1. Account Prospecting Identifying and contacting prospects Evaluating prospects financing needs Assessing and putting up Credit Applications to Wholesale Credit Preparing and following up of acceptance of offer 2. Account Management Monitoring utilization Processing ad-hoc requests Processing requests for additional facilities Reviewing annually or periodically borrower\'s facilities Keep in contact with Customers e.g. through site visitations etc Exploring cross-selling opportunities 3. Others Meeting business targets set via KRA Submitting timely management reports to HO Providing hands-on training and guidance to subordinates (if any) Requirements At least 5 years experience in commercial loan/sales Degree in Finance / Economics or equivalent Credit writing skills (added advantage)

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