Job Description

This role is responsible for the daily credit administration function i.e. creation of credit application and account in loan system, preparation of loan documents (issuance letter offer/ letter undertaking/ agreement), establishment of LC disbursement and completion of security documents and housekeep of credit file.Job Responsibilities:Creation of Credit Application in Loan System

• Data entry of customer and loan information

Pre-Disbursement Stage - Preparation of Loan Documentation and Follow Up

• Prepare and ensure letter of offer and standard loan legal documentation are in order.
• Lodgment of FIS.
• Check and ensure all legal documentation executed are in order prior to propose issuance Letter of Undertaking.
• Follow up with Salesperson/Dealer/Solicitor on completion of documents/condition precedent for drawdown.

Disbursement

• Check and ensure all legal documentation from relevant parties are in order prior to propose for disbursement.
• All conditions precedent required are met with.

Post Disbursement

• Completion of loan legal documentation, i.e. completion of HP Agreement, stamping and ensure agreement served to customer within required timeframe.
• Completion of security envelope.
• Follow up on any outstanding documents/compliance.

Custodian of Security Documents

• Ensure security documents (i.e. security envelope) are kept in safe.
• Ensure movement of security documents are properly registered and follow up timely on returning the said.

Third Party Storage

• To monitor and identify settled/ closed credit file that are due to be sent to 3rd party storage.
• To schedule housekeeping of credit file.
• To schedule destruction of credit file.

Reporting

• To ensure any periodic report completed timely as instructed.

Any other assignment may be assigned from time to time by the management.Job Requirements:

• Candidates must have minimum Diploma in any related field.
• Candidates with at least 3 to 5 years in bank/ credit companies for HP documentation and disbursement/ drawdown of HP facilities are highly preferable.
• Proficient in Microsoft Office i.e. Excel, Words and PowerPoint.
• Must be analytical, proactive, meticulous and hands-on.
• Good communication skills and able to work with people at all levels.
• Full-time position is available to be based at KL Head Office, Jalan P. Ramlee.

Working Hours:Monday to Thursday: 9.00am to 6.00pmFriday: 9.00am to 5.30pmSaturday (Alternate): 9.00am to 12.30pmEmployer questionsYour application will include the following questions:Which of the following statements best describes your right to work in Malaysia?What\'s your expected monthly basic salary?Are you willing to undergo a pre-employment background check?How many years\' experience do you have as a Credit Administration Staff?Company profileHap Seng4.0\xc2\xb7Trades & Services5,001-10,000 employeesHap Seng Consolidated Berhad (\xe2\x80\x9cHSCB\xe2\x80\x9d) is a public company listed on the Main Market of Bursa Malaysia Securities Berhad. HSCB is a diversified group with six core businesses namely plantation, property, credit financing, automotive, trading and building materials.Progressive and forward-looking, the Group\'s emphasis on value creation, operational excellence and sustainability has enabled the Group to consistently deliver value to our shareholders.Hap Seng Consolidated Berhad (\xe2\x80\x9cHSCB\xe2\x80\x9d) is a public company listed on the Main Market of Bursa Malaysia Securities Berhad. HSCB is a diversified group with six core businesses namely plantation, property, credit financing, automotive, trading and building materials.Progressive and forward-looking, the Group\'s emphasis on value creation, operational excellence and sustainability has enabled the Group to consistently deliver value to our shareholders.Perks and benefitsEducation supportMedicalMiscellaneous allowanceParkingCompany informationRegistration No.26877-W

Hap Seng Consolidated