Credit Management Trainee Programme

Kuala Lumpur, Malaysia

Job Description

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About UOB


United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values \xe2\x80\x94 Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department


The Wholesale Bank function operates a dynamic business model that provides financial services and solutions to help our clients achieve their strategic business objectives. Our mission is to become the premier-provider of banking services and solutions for Asia-based commercial banking companies (small medium enterprises), large corporations, financial institutions as well as multinational corporations. Our coverage teams work in full alignment with specialised teams across Transaction Banking, Investment Banking, Global Markets and Group Retail to deliver seamless solutions to our clients.

Job Responsibilities


  • Responsible for managing commercial portfolios (companies/ non-individuals) including evaluating their loan applications, conducting credit reviews, marketing and cross-selling a wide range of banking products and services
  • Monitor overall facility utilisation and profitability of the assigned portfolio
  • Build rapport and develop meaningful networking to maintain account relationships with both existing and prospective clients
  • Build client loyalty by establishing a trusted advisor relationship with the objective of becoming clients\xe2\x80\x99 \xe2\x80\x9cTrusted Main Banker\xe2\x80\x9d
  • Identify clients\xe2\x80\x99 needs and capture new financing and / or cross selling opportunities; negotiate for best margins to optimise profitability
  • Deliver both in terms of speed and quality for all KPIs assigned
  • Ensure accuracy on customer due diligence (\xe2\x80\x9cCDD\xe2\x80\x9d) and Know Your Customer (\xe2\x80\x9cKYC\xe2\x80\x9d)
  • To keep abreast of clients\xe2\x80\x99 business activities ie. Be quick to identify new opportunities / inherent market risk, if any


Job Requirements


  • Fresh graduates are welcomed to apply or anyone with less than 2 years working experiences
  • Possess a recognised degree or Diploma / Bachelor\'s degree, in any field, from an accredited university/colleges
  • Proactive, has good communication skill and a highly motivated self-starter
  • Has a strong interest in financial planning, investment, client management and keen to work in a sales driven environment
  • Strong business acumen, proactive and a highly motivated self-starter
  • Positive attitude, excellent communication and interpersonal skills
  • Excellent team work/spirit
  • Candidates will be provided 3 months intensive training during this training programme
  • Willing to travel and be relocated within UOB Group, if need be


Be a part of UOB Family


UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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Job Detail

  • Job Id
    JD934899
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Kuala Lumpur, Malaysia
  • Education
    Not mentioned