Job Description

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Key Responsibilities

• To perform evaluation and credit decisions in respect of loan applications received from branches in line with the Bank\'s Credit Policy and Guidelines.
• To ensure all decisions made by credit officers/supervisors are in line with the Bank\'s Credit Policy and Guidelines/Business Rules.
• To supervise and monitor team officers\' performance and achievements. To provide coaching, guidance and motivation to staffs as and when required.
• To manage officer\'s leave effectively, to ensure adequate staffing at any time to avoid operational processing issues.
• To improvise and enhance the existing credit processes and work flow toward bank\'s direction.
• To resolve daily issues faced by Secured Credit Management in an effective manner.
• To improve efficiency and effectiveness of Secured Credit continuously in providing services to branches in order to meet the standards imposed by the Bank.
• To review exceptional cases as and when required.
• Other duties and responsibilities as and when requested by superior.

• Bachelor Degree or Professional Qualification in the relevant discipline (Banking/ Accounting/Finance/Business/Economics) or its related courses.
• Preferably with CCP IBBM / CCE AICB qualification.

• Preferably experienced in Credit or Audit.
• Credit experience of minimum 5 years.
• Possess good related credit knowledge covering:
• Credit and its regulatory framework
• Credit risk management (quantitative and qualitative)
• Principles of Lending
• Loan structuring and administration
• People skill

CIMB