Provide credit decision/approval of credit propositions, credit review, temporary excesses and transaction exceptions within authorized lending authority limit.
Engage with business units on potential opportunities including joint calls and site visits where necessary and providing guidance and advice on structuring facilities.
Work closely with business units to timely identify early warning signs and initiate appropriate remedial actions for deteriorating credits.
Work with BU to define, review and enhance Target Market and Risk Acceptance Criteria.
Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on overall credit quality and to formulate action plans to minimize / manage risks identified.
Undertake adhoc tasks/ projects as may be required from time to time.
Qualifications
Minimum (6-8 years for Credit Manager/AVP4 position)/(10-12 years for Senior Credit Manager/VP3 position) of experience in credit assessment /approval in credit risk or front line covering corporate / commercial credits.
Able to work under pressure with tight turnaround time.
Agile in undertaking other credit-related matters apart from the typical credit assessment/approval tasks.
Possess strong analytical, writing and interpersonal skills.
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