Job Description

Job description

Some careers grow faster than others.

If youre looking for a career that will give you plenty of opportunities to develop, join HSBC and your future will be rich with potential. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, operational, credit, pension, insurance, compliance, regulatory, market, reputation and geopolitical risks. All parts of the Global Risk team use their skills, insight and integrity to handle established threats and those they see emerging, acting to protect and enable HSBC to deliver sustainable growth.

We are currently seeking an experienced professional to join this team in the role of Senior Wholesale Credit Risk Manager.

Job Introduction:

Credit and risk management of HSBCs wholesale and financial institution portfolio to ensure business objectives are met in line with the Country Risk Plan and to achieve high credit quality standards and early identification of problematic accounts so as to maximise profitability and minimise losses for the Bank. There is a strong focus on enabling as well as protecting and ensuring that business objectives are met while maintaining suitable regard for underwriting standards. The role is broader than that of a traditional credit manager as there are expectations around involvement in non-transaction related activity such as stakeholder engagement, pipeline management/conversion, leadership and coaching, operational process improvements.

This role also covers HSBC Amanah and the job holder is also accountable for applicable Shariah risk related controls.

Job Purpose:

• The job holder has a direct reporting line to Head of Approvals (HoA) who in turn reports to Head of Wholesale Credit & Market Risk (HWCMR). HWCMR then reports to the Chief Risk Officer (CRO).
• The role holder must be conversant with market practice and terms across a wide variety of industries with heavy concentration of trading, manufacturing, real estate, mining, oil & gas, financial services and construction activities alongside with other related activities.
• Specifically, the jobholder is required to be familiar with BAFIA 1989, Companies Act 1965, Exchange Control Act 1953, Exchange Control Notices and relevant orders and guidelines issued from time to time by the Bursa Malaysia, FIC, CIC and the Association of Banks Malaysia. Within this set of policies/frameworks, the jobholder is expected to exercise his/her authorities on a commercial and compliant basis.
• As the jobholder is given a high degree of independence and flexibility to manage most aspects of the credit and risk-related business of the Bank, they are required to exercise broad discretion and are often a reference point for risk related matter with Business stakeholders.
• Whilst the job entails working within established credit principles and guidelines, the economic and market instabilities; the prevailing risk profiles of the corporates and country in general, requires the job holder to be forward looking, adaptable and creative in meeting the needs of the business.

Requirements

Requirements:

• Graduate degree in Business Administration, Finance or a related field;
• Exposure to demanding operational environments to gain insight into effective risk management applications;
• Working across all levels of the organization to understand cross-functional linkages and interdependencies, as well as the implication of risk at both a strategic level and at the business unit level;
• Professional competence which helps to determine solutions around appropriate risk measures, risk processes, risk monitoring and management;
• Demonstrated ability to assess Risk trends, both internally and externally;
• Ability to form effective relationships and exercise influence at senior level of the organization;
• Demonstrate business knowledge, such as leading a P&L unit;
• Communication and interpersonal skills;
• Established financial and accounting acumen.

Youll achieve more when you join HSBC

HSBC takes pride in a diverse and inclusive working environment that sees our people benefit from mentoring, flexible working and the support of Employee Resource Network Groups. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

To be considered for this role, the relevant rights to work in Malaysia are required.

Issued by HSBC Bank Malaysia Berhad

HSBC