SPM/Diploma/Degree or higher academic qualitifications in any relevant fields.
Fluent in Bahasa Malaysia and English.
Independent with persuasive interpersonal skills and results-driven.
Exhibit strong negotiation and problem solving skills.
Computer literate and numerate.
Target oriented and ability to work under pressure to meet targets.
Good written and verbal communication skills.
Aggressive and fast learner. * Good attitude and responsible character.
Business-minded with entrepreneurship skill.
Responsibilities
Credit and loans officers analyse and evaluate financial information on applications for credit and loans and determine approval or disapproval of the client for the credit or loan, or recommend to management approval or disapproval.
Tasks include -
Interviewing applicants for personal, mortgage, student and business loans;
Researching and evaluating loan applicants' financial status, references, credit and ability to repay the loan;
Submitting credit and loan applications to management with recommendations for approval or rejection;
Approving or rejecting loan applications within authorized limits ensuring that credit standards of the institution are respected;
Keeping records of payments, preparing routine letters requesting payment for overdue accounts and forwarding these for legal action;
Completing credit and loan documentation.
Benefits
KWSP
SOCSO
Medical claim included
Annual and medical leave shall be in accordance with the prevailing Labour Law
Additional Benefits
Annual Leave
Medical and Hospitalisation Leave
EPF / SOCSO / PCB
Annual Bonus
Training Provided
Allowance Provided
Performance Bonus
Company Trip
Flexible Working Hours
Staff Meal
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