Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group\'s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

The Manager is responsible for loss forecasting for Plan/Outlook and will be expected to identify and pursue opportunities that enhance the collectability of impaired account by improving the decision tools, treatments and strategies used within Collections processes.

Devise Collections strategy plan in order to ensure strategies are implemented to gain optimal results. Generation of key management information to support business direction setting will be an important component.

Responsibilities:

• Identify and escalate emerging and material risks within products losses and performance of forecasting models to Head, Portfolio Risk
• Undertake holistic review and maintenance of credit losses forecast models and processes to ensure best practice benchmarks are developed and adhered through a process of continuous improvement.
• Execute a continuous improvement approach to collections risk strategy through the analysis and development of robust champion/challenger tests
• Monitor key performance indicators, ensuring the accuracy of results and develop meaningful insights based on observed performance. Perform a variety of ad hoc analyses and support, as needed
• Collaborate effectively with cross functional partners across the bank and within Risk Strategy, including Collections Operations, to reduce charge-offs, deliver a world-class customer experience, and meet business objectives

Job Requirements

• Graduate, preferably in Economics, Accounting, Business Administration, Engineering, Computing or Statistics
• Minimum of 12+ years work experience in banking/financial service/analytics industry with consumer lending experience. Experience in Collection or Risk Management would be an added advantage
• High level of problem solving and decision-making is required to determine long-term collections risk standards for the portfolio and to manage multiple projects to achieve the portfolio and organization goals
• Strong working knowledge and understanding of analytics tools, preferably in SAS/other database query programs
• Ability to influence others through effective communication and subject matter expertise, with a high level of proficiency crafting presentations to support sound, objective-based decision making.
• Ability to execute and drive projects to completion in a timely manner and work collaboratively with cross-functional partners across the enterprise

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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UOB