Job Description

Job Summary

Group Risk Management (GRM) builds and drives the Bank\'s businesses through an integrated risk management approach relying on strong risk analytics to support strategic business decision-making and to create a competitive edge.

As a department within GRM, Risk Portfolio Management (RPM) comprises a range of functions primarily focused on credit portfolio management within the Bank. These include:

• Assess risk & opportunities in the context of risk appetite & macro conditions.
• Analyse portfolio performance, identify trends & drivers, draw insights and develop recommendations.
• Develop and maintain risk measurement & management frameworks, models, policies, processes, systems and infrastructure. These include capabilities such as IRB rating models, stress testing & expected credit loss models, and economic & regulatory capital models.
• Design and produce reports that provide insights & identify opportunities on business developments, and track vulnerabilities to risk developments.

Opportunity

We are looking for a well-balanced and motivated risk professional to lead the OCBC Malaysia RPM department. This is a senior role with high level of interaction with both Senior Management as well as the Board of Directors.

• The individual would be reporting to both the OCBC Malaysia Chief Risk Officer and the OCBC Group Head, Risk Portfolio Management in Singapore.
• This is an OCBC Malaysia Group role, covering OCBC Malaysia and its subsidiaries, and spanning across both Wholesale and Retail credit portfolios.
• The role would involve working closely with both Business and Finance teams in addition to the rest of GRM within Malaysia and in Singapore head office in relation to the above- mentioned areas.

Qualifications

The following would be an advantage:

• At least 12 years of relevant experience with strong analytics & quantitative background.
• Strong communication as well as project and stakeholder management skills, ideally at C-suite/Board levels and with regulators.
• Independent, creative and pro-active problem-solving mindset.
• Strong leader and proven ability to develop talent to strengthen the bench-strength.
• Subject matter expert in credit portfolio risk management, including credit modelling (IRB, stress test, ECL, Ecap, etc.) and credit risk underwriting or analysis.
• Subject matter expert in Basel rules and its local regulatory implementation, FRS regulations, and lending unit management (both wholesale and retail).

OCBC Bank