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Functional (job responsibilities)Acquire new account relationships.
Manage a portfolio of existing Commercial Banking Account relationship in order to grow both funded income and non-funded income.
Manage a portfolio of accounts in order to provide value - added banking advice and customized financial solutions in order to optimize revenue generation from the portfolio.
Write credit applications for new account acquisition and ensure timely review and renewal of existing accounts.
Ensure acceptable asset quality of existing portfolio by being pro-active and up-todate in terms of market intelligence in relation to accounts and industry of portfolio managed.
Work closely with product partners including Trade Services, Global Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.
Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.
Ensure that key risks of cases are adequately addressed by in CAs before submission to Wholesale Credit
To preserve the assets quality of the bank at all times
To monitor and encourage utilization of existing facilities under the portfolio in order to increase revenue.
Close follow through with clients on to ensure acceptance of the Bank's facilities and subsequent drawdown.
1. Account ProspectingIdentifying and contacting prospects
Evaluating prospects financing needs
Assessing and putting up Credit Applications to Wholesale Credit
Preparing and following up of acceptance of offer
2. Account ManagementMonitoring utilization
Processing ad-hoc requests
Processing requests for additional facilities
Reviewing annually or periodically borrower's facilities
Keep in contact with Customers e.g. through site visitations etc
Exploring cross-selling opportunities
3. OthersMeeting business targets set via KRA
Submitting timely management reports to HO
Providing hands-on training and guidance to subordinates (if any)
About Hong Leong Bank
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