Our subsidiary company, OneTranzact Sdn Bhd is now working on Money Lending business under Kementerian Perumahan & Kerajaan Tempatan. Role and Responsibilities: Review credit analysis on all financing applications prepared by credit analyst for all customer\xe2\x80\x99s financing applications and ensure each credit analysis prepared is thorough. Ensure credit approval is as per the credit policy and procedures of the company. Monitor delinquent and past due accounts and constantly do follow up with customers whilst ensuring low default rate of financing portfolio. Review credit risk of new applications and existing customers. Recommend credit limit of new applications and ensure all risks are mitigated. Perform face-to-face and phone verification of all applications and ensure documents submitted are complete and information provided is accurate. Conduct site visits when necessary. Conduct regular meeting with sales and business development on credit related issues and to formulate procedures for credit control. Prepare proposals and establish collaborations to grow financing business with corporations, agencies and establishments. Ensure customer filing, information and activities are up to date. In charge of credit management and administration. Ensure all collateral values are up to date. To assist in enhancing credit policy & procedures, credit control, risk management & mitigations etc. To ensure all applications are treated in a confidential manner. Lead, manage and motivate staff. Manage online platforms, propose enhancements and monitor development. To perform all duties assigned including ad-hoc duties. Qualifications and Education Requirements: Degree in Business/Finance/Economics. Minimum 5-8 years of experience in credit and Shariah Compliant Financing (preferably experience obtained from banking industry, cooperative, licensed money lender, credit company or other related industries). CCE certification is an added advantage. Preferred Skills: Proficient in MS Excel, MS Powerpoint and MS Word. Familiar with credit platform and workflow. Fluent in English and Bahasa Melayu. Fluency in Chinese language is an added advantage. Good negotiation and interpersonal skills. Possesses strong analytical skill, being thorough and attentive to details. Positive attitude, energetics and able to communicate with customers. People management and negotiation skills. Location: Kampung Baru, Kuala Lumpur.
MobilityOne Limited (LSE: MBO.UK) incorporated in Jersey and is listed on AIM of the London Stock Exchange. The group is a leading solution provider for electronic transactions and payments in Malaysia. Our core competencies lie in providing a bridge between the service providers to their end consumers using our technology to accept transactions via multiple channels either via mobile phones, Internet, electronic data capture terminals and even via banking channels like Internet banking portal, automated teller machines (ATM) and mobile banking. Our services are utilised by mobile operators, transportation, financial institutions, hypermarkets, retailers and many other types of services providers requiring payment and transactional technology. MobilityOne has 2 main business pillars which creates a payment eco-system consisting of more than 2,000 retail points and 8 banking partners (collective coverage of more than 10 million account holders)
Bachelor\'s or Equivalent