Job Description

Role Responsibilities Product Manager Role\'s & Responsibilities: Responsible for driving growth of Credit Card Portfolio Products such as Cash-On-Call Plus, Balance Transfer Plus, FlexiPay Plus and Flexi-On-Balance. Identifies opportunities based on segmentation and pricing model to drive Portfolio sales with yield optimisation. Responsible to drive adoption of Credit Line Increase Program and optimise end-to-end customer journey & process. Work with risk and policy team to identify opportunities to increase quantum of Portfolio Products and Credit Line Increase. Work closely with Marketing & other stakeholders to integrate programs/ communication plans. Strategy Awareness of the market landscape & understanding of the portfolio through data analysis Business Responsible for balance sheet and yield optimisation of credit card portfolio. Processes Responsible for improve process and journey for application of Portfolio Products and Credit Line Increase. People & Talent Abl to work independently and liaise with various stakeholders and ensure deliverables on timely basis. Risk Management Adherence to GPS, ensuring controls and measures are updated and put in place to minimise gaps. Governance Understanding of regulatory framework, requirements and expectations. Regulatory & Business Conduct Display exemplary conduct and live by the . Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the [country / business unit / function/ CCPL team to achieve the outcomes set out in the Bank\'s Conduct Principles : [Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key stakeholders Finance, Credit & Policy Team, CABM, Legal & Compliance, PMO, Technology Team, Fraud Team, Operations Team, External Partners, Sales team and Digital Banking team. Qualifications Training, licenses, memberships and certifications Academic qualification i.e. Degree in any discipline (preferably Banking & Finance), or Minimum 3-5 years experience in Banking (preferably in Product Management/ Retail Banking) Enthusiastic, versatile and visionary Our Ideal Candidate Banking Products and Services Development Customer/Market Focus Budget Management Marketing Channels About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: . Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do . Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well . Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. . Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations . Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum . Flexible working options based around home and office locations, with flexible working patterns . Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits . A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning . Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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