Job Description

Job Summary

Under limited supervision, underwrites and analyzes new and existing life business within delegated authority levels to achieve of business goals and maximize customer experience.

Job Accountabilities - Key Accountabilities

• Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge and influencing strategy relating to underwriting expertise, systems, procedures and processes.
• Completes assignments of high complexity while working within delegated authority.
• Serves as an expert in specialist underwriting areas as needed, keeping up to date with any changes or developments in these areas.
• Provides technical underwriting expertise and guidance to customers and distributors, consistently providing excellent customer service.
• Contributes to the delivery of underwriting strategy by sharing best practices across territories and functions.
• Creates productive distributor relationships by consistently requesting the correct evidence, consistently making the correct decision and always explaining rating decisions.
• Completes a range of queries and referrals within agreed authority limits, measuring the exposure & analyzing the risk of each case to maintain underwriting standards.
• Proactively identifies and contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals.
• Proactively identifies and contributes ideas and work for the development of new or enhanced propositions /procedures/philosophy, ensuring we charge the right premium for the associated risk.
• Proactively and responsibly takes ownership for personal development and acts as a role model contributing to a positive and supportive team culture.
• Facilitates quality for the team, providing feedback on errors and providing root cause analysis of errors to avoid repeated mistakes; recommends change or remedial action where appropriate.

• Bachelors Degree and 2 or more years of experience in the Underwriting area
• Strong verbal and communication skills
• Experience with group life and disability insurance

Zurich