Market and originate SME Banking financing products, deposits products and Takaful for new and existing customers.
Prepare credit proposal and obtain the approval from respective Financing Committees
Prepare Letter of Offer and liaise with Credit Administration for the completion of security documentation
Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies
Work closely with other Business Development Unit (internal & external) in promoting Bank Islam products and services
Manage the disbursement and/or activation process and liaise with Sales Support Team and Credit Admin Department.
Conduct review of the customers\' facility and recommend the course of action to be taken
Analyze changes in the business activities or variation in the customers\' risk profile and decide whether to maintain the relationship or embark on exit strategy
Maintain and manage customer relationship, cross-sell bank\'s products and services, monitor the growth and quality of business portfolio in order to meet the target
Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.