Job Description

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values - Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

Personal Financial Services

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Responsibilities

Responsible for growing the credit cards instalment loan receivables (ANR) and its corresponding revenue through various cross-sell strategies and initiatives, covering end-to-end responsibilities starting from conceptualization to design, execution, up to performance monitoring for continuous improvements.

These areas include product development, marketing and communication strategies, channel expansion to increase reach (including digitalization of self-serve capabiilties), sales and distribution, running customer incentive campaigns, enhance operational processes and/or customer journeys, drive new tech enhancements, manage projects from time to time, and proactively manage and forecast financials.

Levers for optimization include continuous efforts to fine-tune customer pricing and propensity modelling, credit risk frameworks, customer segmentation, leads planning and execution.

Role may include overall accountability over specific portfolio products within the team including but not limited to card instalment loan products, credit shield insurance, personal loans, etc.

Job Requirements

• Minimum 5 years of experience within consumer/retail banking, preferably in product/portfolio management role within a cards and unsecured lending team, with strong an proven track record in terms of past employment performances
• Are you an analytical person who remains curious with the tendency to solve business problems/find new potential opportunities for growth?
• Would you regard yourself as a person with strong interpersonal skills and empathy to collaborate with other business partners?
• Do you consider yourself a person with a keen eye for detail and possess strong execution skills?
• Do you want to further sharpen your business acumen and grow your entrepreneurial mindset by managing a mini business within a large corporate?

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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