Job Description

Job Responsibilities Manage & drive Business Banking (\'BB\') unsecured loans P&L, including effective formulation & execution of business strategies to meet overall business objectives Responsible for the unsecured product life cycle including Responsible for monthly financial & Strategy update Periodic review / enhance existing unsecured lending program to ensure underwriting framework remain relevant to the market On-going changes / enhancement to product features in addressing SMEs\' pain points so as to ensure product relevance Owner of E2E product processes from loan origination to loan disbursement and initiate process improvement initiative to ensure speed to market Collaborate closely with analytics team to perform segmentation analysis and identify opportunity for new client acquisition or upselling to existing clients Collaborate closely with channels, marketing, portfolio management in developing marketing strategies to drive product awareness and leads generation Collaborate with Sales & Distribution, Channels to design tactical initiatives / campaigns to drive new loan bookings Collaborate closely with Credit & Risk team to ensure asset quality remain intact Work with internal stakeholder on new enhancements/projects arising from BNM or business requirement ( including preparing test script and Conduct user testing on current systems, new systems and future enhancement. Verify the testing output to ensure it meets the requirements of the project / enhancement objective. Review and ensure all Product and Marketing Materials and processes are accurate and comply with regulatory requirement Manage first line response to product and services enquiries from touch-points and support units Job Requirements Good business acumen preferably with more than 5 years of experience in SME banking and with good understanding of lending products and services including relevant rules, regulations and guidelines Strong analytical skills. Able to analyze statistical data and extract relevant information to identify trends and correlation. Possesses good presentation skills, able to articulate business proposition in a structured manner Good interpersonal skills and effective oral and written communication skills, able to deal effectively with people at all levels (internal and external) Possesses good computer skills such as Microsoft Excel (Pivot) and Power Point Highly motivated and self-starter. Passion to excel. Be a part of UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate\'s age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a difference.

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