Job Description

JOB SUMMARY

• This role is mainly expected to provide credit risk support for Corporate, Commercial & Institutional Banking (CCIB), one of the most crucial teams within the Bank. They not only manage the firm\'s relationships with large corporations, financial institutions and public sector organizations globally, but they also assist to overcome challenges our clients may face and help them meet their financial and business objectives.
• The role carries an extended responsibility to support BCBS239 requirements for the allocated streams or for an identified systems project. The candidate will work closely with the subject matter experts and analyse the project requirements against BCBS239 principles, work towards implementing the requirements and perform independent validation.
• In addition, the role will be expected to play a key role in implementing Climate Risk management principles and practices in line with the Guidelines on Environmental Risk Management for Banks (\xe2\x80\x9cENRM\xe2\x80\x9d), published by Monetary Authority of Singapore (\xe2\x80\x9cMAS\xe2\x80\x9d) in 2020, and responding to any related ad-hoc regulatory survey and consultation for proactive Risk Management in SCB\xe2\x80\x99s Singapore entity and its subsidiarised entities in Singapore Hub.
• This role will also be expected to provide extensive and thorough 2LOD oversight of risk governance processes, in compliance to local regulations and internal risk management framework/policy/standards and is a key contributor role which will require good planning, coordination, careful to details, stakeholder management to deliver timely and high quality deliverables.

RESPONSIBILITIESBusiness

• Preparation of reports required for credit risk management, such as risk appetite, collaterals, etc.
• Support credit managers in terms of data related queries, reconciliation, etc.
• Develop and implement necessary reporting and monitoring mechanisms to ensure comprehensive risk management, leveraging advanced analytical tools and methodologies.
• Undertake research in relation to any industry sector, client information and account plans to enable preparation of report to support credit managers.
• Support credit team for BCBS239 related matters.
• Ensure that the Singapore Hub countries\xe2\x80\x99 credit teams are equipped with the most up-to-date climate risk management practices which are also in line with the MAS\xe2\x80\x99 ENRM Guidelines at a minimum.
• Analyse the impact on business process, attributed to the expectations set out in MAS\xe2\x80\x99 ENRM Guidelines, and streamline any additional requirements across Singapore Hub\xe2\x80\x99s countries for systematic adoption
• Provide ad-hoc analysis or support as required.

Risk Management

• Support other credit risk initiative under Risk Governance such as MAS CRAFT, external agency, request for information (RFIs).
• Support BCBS 239 Self-assessment implementation and provide guidance to teams
• Perform independent Validation for Risk Information and Governance
• Support regulatory inspections, audits and queries on Risk Information and Governance.
• Address and track the closure of internal/external audit points.
• Ensure that the Singapore Hub countries\xe2\x80\x99 climate risk management practices meet the MAS\xe2\x80\x99 ENRM Guidelines at a minimum.
• Provide ad-hoc support as required.

Governance and Processes

• Prepare, review and challenge materials for submission to the relevant Risk Committees as required.
• 2LOD oversight of risk governance processes, in compliance to local regulations and internal risk management framework/policy/standards.
• 2nd LoD effectiveness review for Risk Reporting Standards and Risk Governance
• Facilitate other Risk Information and Governance related activities.
• Ensure documents, audit trails relevant are maintained and kept up to date.
• Keep abreast of the latest Singapore Hub\xe2\x80\x99s regulatory expectations on Environmental Risk Management and industry-wide disclosure requirements on relevant topics, including climate change, loss of biodiversity, pollution and changes in land use.
• Liaise with various counterparts (1LOD, 2LOD) in Group, region and countries to reflect the SCB Group and Singapore Hub\xe2\x80\x99s most up-to-date strategy, practice and information when responding to periodic and/or ad-hoc regulatory surveys, consultation, etc.
• Provide ad-hoc support as required.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• Country Risk teams for Business and Functions
• Country 2nd LoDs
• Country Credit Risk team
• Singapore Hub\xe2\x80\x99s subsidiaries\xe2\x80\x99 IMO
• Group Reporting teams
• Singapore Hub\xe2\x80\x99s subsidiaries\xe2\x80\x99 Risk Governance teams
• Regional Climate Risk management resources
• Group Sustainable Finance
• Group Climate, Reputational and Sustainability Risk Management team
• Group Public and Regulatory Affairs
• Group Internal Audit (GIA)
• Group BCBS239 team

Other Responsibilities

• Embed Here for Good and Group\xe2\x80\x99s brand and values in country.
• Perform other responsibilities in accordance with relevant policies and procedures.
• Compliance to Group and country policies and procedures including local regulations
• Involve in any ad-hoc requests or assignments assigned by line manager

OUR IDEAL CANDIDATEEDUCATION

• Bachelor\xe2\x80\x99s degree or above in statistics, economics, finance or any other related academic field.

TRAINING

• 4+ years of experience in CCIB Credit Risk related roles.
• Strong understanding of CCIB Credit Risk and Credit data.
• Good understanding of BCBS239.
• Good understanding of MAS\xe2\x80\x99 ENRM Guidelines.
• Comfortable to communicate with senior management and other key stakeholders across different risk teams in the bank.
• Ability to present complex information in a succinct manner to senior management.
• Excellent communications skills (both written and spoken).
• Excellent command of Microsoft Office tools like excel, PowerPoint and word.
• Knowledge of data visualisation tool, such as tableau, Power BI or other programming tool, such as SQL, python, would be advantageous.

LANGUAGES

• Very good command of the English Language (both written and spoken).

Role Specific Technical Competencies

• CCIB credit risk and credit
• Microsoft office
• Advanced excel skill
• Analytical
• Independent
• Good senior stakeholder management
• Project management skills

About Standard CharteredWe\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
• Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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