Job Description

FICO (NYSE: FICO) is a leading global analytics software company, helping businesses in 90+ countries make better decisions. Join our world-class team today and fulfill your career potential!

Roles and Responsibilities

OVERALL OBJECTIVES

• Be a key Subject Matter Expert in Model Development where you guide clients through the model development process for Retail Consumer and SME portfolios

• Supports analytics presales team in short consultancy engagements with clients to assist the sales team in identifying growth opportunities

• Understand and effectively communicate key regulatory issues in relation to model development.

• The development of application scorecards, behavioural scorecards and predictive models for Customers with a focus on clients in Asia-Pacific

• The development of regulatory (Basel II and IFRS9) models in relation to local regulatory requirements

• As required, provide consulting services to clients in wider APAC region on a range of analytics based services through the customer life cycle including regulation, originations, account/customer management and strategy

• Project management and development of wider team members

• Provide consulting services to clients in APJ on a range of analytics based services across the customer lifecycle specific to retail banking risk management.

RESPONSIBILITIES

• Generates ideas to increase opportunity scope

• Design and development of Machine Learning models, scorecards / decision support models including Risk and Marketing models for major banks, retailers, credit card issuers and other lenders in the region.

• Responsibility for consultation with customers in relation to model design and implementation.

• Delivery and maintenance of design specifications and project documentation

• Provide general consultancy to support customers in their on-going use of credit scores and their generation and interpretation of scorecard monitoring reports.

• Work on a number of different projects simultaneously, of varying complexity and length. Establishing priorities and coordinating work

• Using appropriate software to carry out scorecard development, statistical analysis and ad-hoc analysis

• Appropriate management of time and resources

• Proactively manage efforts to maximize Fair Isaac revenue, maintain client satisfaction, and quantify project benefits delivered.

• Supporting the analytics presales team to work with Product Management to \xe2\x80\x98productionize\xe2\x80\x99 some portion of custom work that is repeatable and has IP that may be packaged in the form of a product

• Supporting the sales team with business development, client liaison and technical sales support

• Supports in providing continuing education of the sales team for FICO\'s analytics software solutions

• Develops deep industry and competitive knowledge in a given business area and supports analytics presales team to disseminate this information throughout the sales team

Project Management

• Proven Project Management ability of leading projects within budgets

• Anticipates major project challenges; proactively leads project team and clients

Client Management

• Proactive & responsive leading client towards key decisions that lead to project success

• Strong command of business language; communicates persuasively and effectively

Domain Knowledge

• Deep credit risk modelling knowledge with a strong understanding of local/BIS regulatory requirements

• Financial services industry knowledge

Analytic Skills

• 8+ years credit modelling experience.

• Experience of delivering a variety of optimisation / decision / predictive modelling projects across various decision areas and industries

Experience/Qualifications

• MS or Ph.D. in Mathematics, Statistics, Physics, Engineering or similar technical field, or equivalent professional experience beyond the Bachelors degree.
• Deep experience with various modelling methodologies, including developing scoring algorithms is required.

• Machine Learning model development experience is strongly preferred.
• 4+ years of Project Management or equivalent client focused delivery experience.

• Previous (front-office) Banking Experience with a major bank in the APAC region

• Minimum 8 years of related work experience with a focus on building risk models in the retail consumer space.

• First class English communication/written skills is essential

RELEVANT SKILLS / EXPERIENCE

• Scoring technology and methodologies at a deep level;

• Hands on Experience in credit risk model development for Retail and SME Models (including PD, LGD, EAD/CCF)

• Exposure to Economic Stress-Testing of Capital requirements
• SAS/SPSS, Java or similar object oriented programming language;
• Model development techniques and tools such as FICO Model Builder, R, Python, SAS
• Advanced statistical methods and quantitative analysis;
• Statistical tools and programs.

PERSONAL CHARACTERISTICS

• Quantify, define, and specify the logical steps to produce a general objective or goal;
• Recognize inefficient or ineffective procedures and take steps to improve;
• Improvise and modify existing procedures and tools to fit new, non-standard situations;
• Communicate clearly and effectively both orally and in writing with persons having diverse backgrounds of knowledge and experience; teach complex concepts and explain technical material to non-technical personnel;
• Adjust to a fluctuating workload; juggle priorities and withstand pressure of deadlines and operating problems;
• Establish and maintain cooperative working relationships with people at all levels of FICO and client organization.
• Strong leadership skills.
• Absolute dedication to customer satisfaction.
• Self starter; given lack of clearly defined processes and solution oriented.

• Results driven.

Why Make a Move to FICO?

At FICO, you can develop your career with a leading organization in one of the fastest-growing fields in technology today \xe2\x80\x93 Big Data analytics. You\xe2\x80\x99ll play a part in our commitment to help businesses use data to improve every choice they make, using advances in artificial intelligence, machine learning, predictive and prescriptive modeling, and much more.

FICO makes a real difference in the way businesses operate worldwide:

• Credit Scoring \xe2\x80\x94 150+ billion FICO Scores have been sold to date, making it the most used credit score in the world.
• Fraud Detection and Security \xe2\x80\x94 2.6+ billion payment cards globally are protected by FICO fraud systems.
• Lending \xe2\x80\x94 3/4 of US mortgages are approved using the FICO Score.
• Anti-Money Laundering \xe2\x80\x94 our solutions check more than half a billion transactions a day to prevent criminal schemes such as terrorist financing

Global trends toward digital transformation have created tremendous demand for FICO\xe2\x80\x99s solutions, placing us among the world\xe2\x80\x99s top 100 software companies by revenue. We support many of the world\xe2\x80\x99s largest banks, insurers, retailers, telecommunications providers and other firms reach a new level of success.

Our success is dependent on really talented people \xe2\x80\x93 just like you \xe2\x80\x93 who thrive on the collaboration and innovation that\xe2\x80\x99s nurtured by a diverse and inclusive environment. We\xe2\x80\x99ll provide the support you need, while ensuring you have the freedom to develop your skills and grow your career. Join FICO and help change the way business thinks!

Learn more about how you can fulfill your potential at

FICO promotes a culture of inclusion and seeks to attract a diverse set of candidates for each job opportunity. We are an equal employment opportunity employer and we\xe2\x80\x99re proud to offer employment and advancement opportunities to all candidates without regard to race, color, ancestry, religion, sex, national origin, pregnancy, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. Research has shown that women and candidates from underrepresented communities may not apply for an opportunity if they don\xe2\x80\x99t meet all stated qualifications. While our qualifications are clearly related to role success, each candidate\xe2\x80\x99s profile is unique and strengths in certain skill and/or experience areas can be equally effective. If you believe you have many, but not necessarily all, of the stated qualifications we encourage you to apply.

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