Job Description

:As second line of defence and part of the CIMB Private Banking Risk / Group Risk team, you shall be:

• providing independent risk oversights for activities undertaken by CIMB Private Banking Malaysia ("PBM").
• providing independent credit assessment and recommendations on credit proposals originating from PBM.
• providing independent credit portfolio level risk assessment and recommendations.
• drive any risk initiatives, projects, tasks assigned by Head of Private Banking Risk Malaysia.

Your Key Responsibilities shall include:

• As second line of defence and a credit/risk specialist, support the credit/risk activities in and provide risk oversight function for CIMB Private Banking Malaysia ("PBM") focusing on credit risk management; with the objective of minimizing credit losses to the Bank.
• Perform independent credit assessment and recommendations on credit proposals or requests by PBM to ensure that informed decisions are made by the approving authorities inclusive of the Group\'s credit committees.
• Perform independent credit portfolio level risk assessment; data gathering, analysis of risk, observations and recommendations.
• To facilitate the activities and initiatives of the department, including the Group Private Banking Credit Committee secretariat functions.
• Drive credit risk initiatives / projects / tasks assigned by Head Private Banking Risk Malaysia.
• Work closely with counterparts within Group Risk, Credit Risk CoE and other Business Units in harmonizing / enhancing credit policies, procedures, frameworks and underwriting standards.

Qualifications / Experience / Competencies:

• Good first degree in finance related discipline.
• Omega Senior Credit Workshop Certification (to be obtained).
• AICB Credit Risk related qualifications (to be obtained).
• At least 2 years of relevant risk / credit experience. Knowledge of wealth management or Private Banking will be an added advantage.
• Versed in the handling of data / MIS; providing analysis, observations and recommendations.
• Effective communication and networking; ability to articulate in a clear and structured manner in both speech and writing.
• Results driven, ability to demonstrate initiative, learning and passion in delivering results with customer centricity.

**Only shortlisted candidates will be notified

CIMB