Job Description

Position : Mortgage Loan Consultant (Credit Analyst) Salary Range : RM 3,000 - RM 6,000 Location : Soho Suites KLCC, Jalan Perak KL Working Hours : Monday - Friday (10.00am - 7.00pm) Position Overview As a Mortgage Consultant, you will play a vital role in assisting clients with their mortgage needs. You will work closely with senior consultants and mortgage advisors to learn and apply industry knowledge and best practices. Your primary responsibility will be to support clients throughout the mortgage application process, ensuring a smooth and efficient experience for both borrowers and lenders. Your strong communication and analytical skills will be essential in understanding clients\' financial situations and recommending suitable mortgage products. Responsibilities Assist clients in gathering and organizing financial documentation required for mortgage applications. Conduct preliminary assessments of clients\' creditworthiness and eligibility for different mortgage products. Collaborate with senior consultants to analyze clients\' financial profiles and recommend appropriate mortgage solutions. Educate clients about various mortgage options, terms, and interest rates to help them make informed decisions. Prepare and review mortgage application documents, ensuring accuracy and completeness. Communicate with lenders, underwriters, and other stakeholders to facilitate the mortgage approval process. Stay up-to-date with industry regulations and lending guidelines to ensure compliance. Provide exceptional customer service by promptly addressing clients\' inquiries and concerns. Assist in coordinating and scheduling client meetings and follow-ups. Maintain accurate records and documentation related to client interactions and mortgage applications. Participate in training programs and professional development opportunities to enhance your knowledge and skills. [Apply now at https://my.hiredly.com/jobs/jobs-malaysia-mygeno-com-job-credit-assessment-mortgage-loan-0] Educational Background: A diploma in finance economics or equivalent is typically required. Bachelor\'s degree in any field acceptable however a related field will be an added advantage. Communication Skills: Strong verbal and written communication skills are essential for effectively explaining complex financial concepts to clients and collaborating with various stakeholders. Analytical Skills: Junior Mortgage Consultants should be detail-oriented and possess strong analytical skills to evaluate clients\' financial documents and assess their creditworthiness. Customer Service: A customer-centric approach is crucial in building trust and rapport with clients and providing exceptional service throughout the mortgage process. Team Player: Ability to work collaboratively with senior consultants, mortgage advisors, and other team members to achieve shared goals. Adaptability: The mortgage industry can be dynamic, so the willingness to adapt to changes in regulations, policies, and market trends is beneficial. Time Management: Effective time management skills are necessary to handle multiple tasks and meet deadlines in a fast-paced environment. Ethical Conduct: Demonstrated commitment to maintaining high ethical standards and safeguarding client information and confidentiality. Computer Skills: Proficiency in using relevant software and technology for mortgage calculations, documentation, and client communication.

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