Job Description

CREDIT OFFICER Responsible for sales activities (for financing products, deposits and fees), financing processing, account management and quality of financing assets. All these aspects should be parallel with targeted KPI targets. - Performing sales activities for products financing, deposit and fee based (eg wills, takaful, zakat, utilities, services remittance and other retail products) including existing customer and new business opportunity. - Attempt to improve product quality through customer feedback and the markets obtained subsequently submit to Service and Product Development. - Provide business advice to customer. - Reviewing existing customer accounts for identifying potential sales and managing new business opportunity. - Establish and maintain a network of relationships business with entrepreneur community especially under the micro and small categories. - Processed loan applications for an involving credit assessment, provision of mail offer and help customers share meet the financing requirements set. - Handle special fund matters for approval funds when processing financing. - Supervise account financing below Branch portfolio (involving activities: Review re-credit, collection visit and service credit recovery advice) to ensure asset quality is at the staged level. - Regulating the preparation of operational reports credit control (e.g.: Account standing watch list / delinquency, MIA Movement, Credit Dashboard for Committee review meetings Financing [FRC] and others. - Regulating the supervision of Ar-Rahnu\'s account expired via activity delivery notice and telephone. - Monitor receipt of refunds funding from SPGA and if available any failure to receive payment, required to check with ANGKASA and identify the escort action accordingly.
At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector. We dedicate our priority to the needs of our customer by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services. Agrobank is the continuity of the former Bank Pertanian Malaysia which has 40 years experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all. Agrobank is a Government-Owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.
Bachelor\'s or Equivalent