Credit Officer, Cco Unsecured Credit My

Malaysia, Malaysia

Job Description


Key Responsibilities

  • To analyse and process Awam-i applications with complete set of documentation and information obtain for new and existing customer application.
  • Ensure applications are processed within the stipulated turnaround time, achieving the KPI\xe2\x80\x99s set and decision are in-line with the compliance and regulatory requirement.
  • Perform verification on application with relevant parties to ensure the genuineness of the employment details are established.
  • To be alert in detecting and preventing any potential elements of fraud or fraud applications.
  • Follow-up of documents / information via RCSU or email with sales / branches / Group Compliance to support the credit application or AML findings.
  • To compute and update applicant\xe2\x80\x99s income, Debt Service Ratio and other relevant variable accurately before performing the Centralized Retail Decision Engine (CRDE).
  • To evaluate, analyse and approve credit facilities within credit practices based on credit check findings and CCRIS conduct.
  • To perform CTOS, Interpol and AML Fuzzy name search and update the finding into RCSU or CAF system.
  • To performed Acceptance calls with applicant on the redemption selection confirmation.
  • To perform UAT Testing, escalate and follow up in the event facing any system issues.
  • Exercising individual discretionary authority accordance to approval granted by management and ensures quality and accuracy.
  • To undertake any other directives, duties and ad-hoc tasks assigned by Management from time to time.
Qualification
  • Bachelor Degree or Professional Qualification in the relevant discipline (Banking/ Accounting/Finance/Business/Economics) or its related courses.

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Job Detail

  • Job Id
    JD934690
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Malaysia, Malaysia
  • Education
    Not mentioned