Job Description

Overview:The Cards Operation Lead is responsible for overseeing and managing the day-to-day operations related to card products, such as credit cards or debit cards, within a financial institution or a company that issues cards. This role involves ensuring the efficient functioning of card-related processes, compliance with regulations, and providing strategic direction to optimize card operations.:

• Leads and supervises a team responsible for card operations, managing card transaction processing and reconciliation, oversees card issuance, activation, and deactivation processes.
• Collaborates with customer service teams to address customer inquiries and issues related to card operations.
• Works with IT teams to ensure the reliability and security of card processing systems.
• Coordinates with third-party vendors providing card-related services, negotiates contracts and collaborates with external partners to ensure seamless operations.
• Works closely with compliance and legal teams to address any regulatory issues, ensuring compliance with relevant regulations and industry standards, implement and monitor risk management practices related to card operations.
• Develops and implements strategies to enhance card operations efficiency, identify opportunities for process improvement and automation.
• Generates and analyses reports related to card operations.

• Bachelor\'s degree in Business, Finance, or a related field.
• More than 5 years of experience in card operations, excellent leadership and team management skills.
• Strong understanding of card processing systems, regulations, and industry best practices.
• Analytical and strategic thinking abilities.
• Effective communication and interpersonal skills.
• Knowledge of risk management and compliance in the financial industry.
• Familiarity with emerging trends and technologies in the cards and payments sector.

YTL-Sea Digital Bank Project