Job Description

The Role Responsibilities Job Summary 2nd line defence in CPBB by coordinate, advice, implement control measurement to compliance with group policy and regulation. Governance Coordinate and communicate with stakeholders to ensure compliance with Regulation / Policy required via gap analysis / survey. Follow-up with relevant stakeholders on the gap analysis / dispensation approvals on new / revised Group policies. Prepare the Executive Summary to be tabled in ERC once gap analysis completed. Prepare Country Addendum for tabling in ERC on revised / refresh Framework. Effectively and collaboratively identify, escalate, mitigate, resolve risk, conduct and compliance matters. To provide advice and assist to stakeholders related to credit risk regulation and policy. Coordinate for internal, external and regulator audit to ensure satisfactory results with no significant issue and timely follow-up of audit action points. Coordinate monthly CPBB Credit Risk Updates forum (jointly with BRM-QA) by setting of meeting, prepare and distribute meeting deck, present the updates and key issues in CPBB Credit Risk and preparing of minutes. Assurance Checks Perform monthly portfolio checks to ensure process / applications are approved in accordance with policy and regulatory requirements. Highlight to relevant Policy Managers/ respective stakeholders shall there is lapses in the process for review and mitigation plan. Perform manual sample checks based for BWC onboarding / additional limit applications to ensure process / applications are approved in accordance with policy and regulatory requirements. Highlight to relevant Policy Manager / Risk Approvers shall there is lapses in the process for review and mitigation plan. Review the check criteria for BWC manual sampling check quarterly with Policy Manager for effective review of the application decisions. Ensure the Standard Operating Procedures (SOP) has been updated with the current process and filed. To undertake ad-hoc assurance checks as 2nd line as and when required to ensure new / revised processes and controls are in compliance with stipulated guidelines / requirements. Operation Risk Oversight over Credit operational risk management from an end-to-end basis based on CPBB Process Governance structure. Conduct Risk and Control Assessment to identify process identified areas requiring improve and as appropriate made necessary change. Work closely with process owners and risk owners to discuss and resolve operation gaps. Review on RRA activity i.e. update RIR templates on CST results and exceptions and obtain respective Process Owners Residual Risk ratings and comments. Review the ratings and comments if accepted or required to be challenged. Raised identified issues / risk events / GIA medium risk issues in M7, follow up and update Action Plans for closure. Follow up with Process Owner on the M7 issue closure. Regulatory and Business Conduct Display exemplary conduct and live by the Group\'s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Key Stakeholders Internal Relationships CPBB Risk Management Team Head, CPBB Global Head Risk Reporting and Risk Appetite Country Regulatory reporting Country Finance Country Compliance Country Legal CAA Hub (India) Group and Functional Business Operational Risk Managers Group Internal Audit External Relationships Regulators (BNM / PRA) External auditors (EY) Other Responsibilities Embed \'Here for Good\' and the Group\'s brand and values in Country and Region. Perform other responsibilities assigned under Group, Region, Country Business or Functional policies and procedures. Our Ideal Candidate Graduate / Post Graduate Role Specific Technical Competencies Market Knowledge Substantial experience at the highest level in the banking industry, including demonstrated success in a similar role. Risk Analytic Strong working knowledge and understanding of risk analytics including scorecards, Basel, stress testing and scenario planning. Risk Management and Control Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control. Regulatory Framework and Requirement Awareness and understanding of the regulatory framework in which the firm operates and the regulatory requirements and expectations relevant to the role. Ability to prioritise multiple deliverables with demonstrable organizational, project management and time management skills. Well versed with various principle and other risk types, its implication of individual and business lending and for overall function. Reasonable understanding on accounting principles of IFRS9, especially related to ECL. About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to , together with our brand promise, to be are achieved by how we each live our . When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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