Job Description

DescriptionPrimary Objective:

• Conduct independent post approval review of the Group\'s credits to provide an independent judgement on the quality of credit appraisal.
• Discuss credit review findings, and recommend corrective actions for all noted deficiencies.

Key Responsibilities:

• Undertake independent credit review of credits to provide an independent view of quality of credit appraisal including credit risk & assessment, level of risk, appropriateness of credit risk rating assigned, whether pricing commensurate with the underlying risk, compliance with established internal policies and procedures, lending practices and statutory or regulatory guidelines.
• Prepare working papers to ensure all relevant risk areas are covered in the credit review assignments and issues raised are appropriate, logical and valid.
• Highlight weaknesses in credit assessment / non-compliances, discuss review findings with SBG/SFG and obtain responses, provide recommendations / suggestions for improvement / corrective actions.
• Ensure timely completion of the reviews, submit and report review findings to Section Head, Post Approval Credit Review.
• Follow up on all unresolved findings until resolution.
• Provide input to Section Head, Post Approval Credit Review and above for the development of policies and guidelines, including audit programmes
• Attend to BNM\'s inquiries and requisitions

RequirementsRequirements:
Bachelor Degree - Any related field(s).

• Minimum of 8 years experience in corporate/commercial/retail credit evaluation and/or credit processing.
• Professional qualification in Accountancy or tertiary education in Finance, Economics, Business Studies, Accountancy or equivalent is necessary. PCC accreditation is an advantage.

• Good knowledge of BNM guidelines and relevant statutory regulations.
• Good numerical, analytical, and report writing skills.
• Independent, resourceful and possess good interpersonal and communication skills.
• Able to work under pressure and meet timeline.

BenefitsDental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards

RHB Bank