Job Description

Job Purpose:Guide Credit Portfolio and Framework Section in development and review of credit risk policies and framework as well as provide independent sign-off for new products/ services in order to manage the credit risk and asset quality with the objective of achieving sustainable business model and profitability for the Bank.Principal Accountabilities:

• Strengthen the Bank\'s credit risk management and comply with BNM\'s guidelines and regulatory requirements.
• Formulate new/review of credit policies and guidelines in line with Bank\'s risk strategy and appetite as well as statutory/regulatory requirement
• Communicate the approved policies and guidelines in a clear, concise and timely manner.
• Sign-off on new product policies and manuals to ensure that prudent practices and adequate control measures are in place to effectively manage credit risk.
• Collaborating with internal stakeholders to implement credit risk management initiatives and optimize credit risk decisions.
• Custodian of Master Credit Policies, Functional Credit Policies and other policies and guidelines issued by CRMD - Ensure the approved policies and guidelines are documented in the relevant manuals.
• Enforce risk compliance across the Bank covering both Statutory and Internal regulations.
• Provide advisory services on credit policies/guidelines related matters.
• Response to operational credit related inquiries.
• Provide value added inputs to the revision of product policies, credit processes/procedures and guidelines initiated by internal stakeholders (BBD, CSD, CAD, RRD, PRDD, etc.)
• Other tasks/duties as and when assigned by Head, CRO/Management from time to time.

Requirements & Qualifications:Education:

• Bachelor\'s Degree preferably in Finance, Economics, Banking or Risk Management related disciplines.
• Holder of Certified Credit Professional (CCP), Bank Risk Management (BRM) qualification from AICB or equivalent.

Experience:Have at least 7-10 years of working experience and exposure in credit related functions.Skills & Competencies :

• Strong understanding & knowledge in credit operations and risk management;
• Proficiency in English and Bahasa Malaysia (both written and spoken).
• Possess a good writing flair;
• Possess strong analytical and presentation skills;
• Able to articulate and communicate clearly and effectively;
• Possess positive attitude for excellence;
• Able to work independently.

Employer questionsYour application will include the following questions:What\'s your expected monthly basic salary?Company profileAgrobank3.8\xc2\xb7Banking & Financial Services1,001-5,000 employeesAt Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.Perks and benefitsMedicalLoansDentalSports (e.g. Gym)Company informationRegistration No.811810U

Agrobank