Assist the Head of Division in the Division\'s overall business operations and management.
Plan, manage and oversee the overall day-today business operation of their business account portfolios;
Lead, manage, motivate, coach, support and drive a highly competent and motivated nationwide SME Industrial Hire Purchase Relationship Managers to provide excellent service quality to SME Division existing and potential customers, dealers, suppliers and vendors at all times;
Managing heavy equipment and machineries dealer based business.
Strategic alliance with potential dealers and drive business to bank.
Plan, develop and implement department\'s strategies and plans in line with the Division\'s goals, strategies and long term plans to achieve Division\'s goals;
Plan, develop and implement strategies for business development and product enhancement, pricing setting and marketing of products & services to increase sales volume and asset portfolio;
Develop and increase equipment portfolio size i.e. Hire Purchase Non-Act Goods.
Keep abreast of current political, economic, business and market conditions and latest industry developments;
Manage department members to ensure the origination of high value-added deals are in line with the Division\'s goals;
Manage sales and marketing processes for SME Banking\'s asset portfolio;
Manage business and Account Portfolio to ensure growth of asset portfolio and revenue, maximize wallet sharing and improve profitability;
Nurture existing account portfolio, identify room for growth and ensure all accounts reviews are done in time;
Manage peer relationship with Business Units and Business Support within SME Banking Division as well as other departments/divisions within the Bank;
Identify strategic ventures and collaborations, new industrial hire purchase products, and process/feature improvements for existing products;
Assist Division Head to develop and recommend business strategies & marketing plans for endorsement by Management and Board of Directors;
Recommend financing proposals to approving committee(s), while ensuring the risk of Non Performing Loan (NPL) level is within the risk acceptable to the Bank;
Acquire, establish and maintain close relationships and network with Bank\'s valued customers and other business stakeholders;
High level internal and external communication dealing with various departments/divisions within the organization, as well as dealing with senior level contacts in customers\' organization, industry bodies and external organizations.
Working closely with external business development bodies to promote Islamic Industrial Hire Purchase market segments;
Build Bank Islam Malaysia\'s brand by communicating the relevant benefits to customers and public;
Present credit proposal papers and other proposals to the financing/approving committees.
Implement the Operational Risk Management (ORM) and Shariah Compliance Risk (SCR) process and tools for the department (if any).
Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.
Perform any other duties/assignment as and when directed/assigned by the superior as per business requirement from time to time.
Job Requirements
10 years in banking and more than 5 years in managerial and supervisory function
Strong leadership skill and able to manage and coach subordinate.
Strong credit background with firm grasp of credit evaluation and processing.
Proficient in oral and written English Language and Bahasa Malaysia.
Good interpersonal and communications skills, able to deal and interact with people at all levels.
Strong Industrial Hire Purchase product knowledge.
Sufficient knowledge in Shariah compliant banking product\'s structures.
Outgoing and marketing oriented
Result driven and passion for budget achievement
Team player, independent and excellent negotiation skills.
Committed and experience to drive subordinates to achieve the overall goal set by the Division.
Ability to understand customer financing needs to ensure the delivery of appropriate facility structure.