Job Description

JOB PURPOSE

• Managing the overall business development and relationship management among new and existing SME and Commercial Banking clients to meet defined objectives and profitability budget.
• Execute sales action plans and strategies to grow the financing asset, share of wallet and revenue through origination of SME and Commercial customers to the Bank.
• Develop new businesses by identifying and contacting prospects and managing low-performing client from existing portfolio.T
• o do site visit to all business premises and to identify the nature of the business, flow of the business and to evaluate business strength, sustainability, products, profits etc.
• Process and evaluate credit applications to ensure that only quality assets are booked.
• Provide recommendations to support credit applications to approving authorities.

PRINCIPAL ACCOUNTABILITIES

• To achieve target for new origination, approval and disbursement for newly financing application within TAT stipulate.
• To conduct timely CR and responsible for asset quality prior transfer the account to Credit Analyst team
• Wallet Sizing - Cross sell fee based and deposit
• Financing packaging offer to the customer based on the actual requirement and provide financing solution to the customer.
• Satisfaction good relationship with the customer (KYC) via responsible financing.
• To refer potential customer to Regional SME Centre to assist customer requirement.
• To support Government Agenda within the Bank mandated role with the fund release and assistance provided
• To build relationship with other government agencies under MAFI and other related agencies.
• Compliance with internal and external regulation
• To communicate with supervisor and related parties to resolve any issue pertaining to day-to-day operation.
• Undertake other responsibilities as assigned by the Management from time to time.

EDUCATIONPossess a recognized bachelor\'s degree in Business/Finance or related disciplineEXPERIENCE

• 2-5 years with working experience in business/commercial banking or any equivalent.
• Certified Credit Professional (CCP)/ other external certification is an added advantage
• Good knowledge of the broad range of Agrobank\'s products.

KNOWLEDGE AND SKILLS

• Independent, self-motivated, resourceful and have excellent interpersonal skills
• Strong knowledge of Banking product
• Good analytical skills in financial accounts and well versed in cash flow analysis.
• Good in portfolio management, asset quality and R&R exercise/structure to resolve customer need.
• Good planning and organizing skills.
• Result oriented and able to work as a team
• Fluent in both spoken and written English

Employer questionsYour application will include the following questions:Do you have sales experience in the banking & credit industry?Company profileAgrobank3.8\xc2\xb7Banking & Financial Services1,001-5,000 employeesAt Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank\'s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.Perks and benefitsMedicalLoansDentalSports (e.g. Gym)Company informationRegistration No.200801010522

Agrobank