Job Description

DescriptionPrimary Objective:

• Manage and review assigned Impaired Loans / Financing under RRC\xe2\x80\x99s portfolio via strategic recovery actions, which includes repayment program / R&R / legal action;
• Provide relevant administrative support relating to legal recovery action, system update and reports as and when required by Management;
• Propose and negotiate restructuring and rescheduling plans to maximize amount collected (Conventional & Islamic Accounts);
• Manage collaboration and relationship with external solicitors and valuers to support necessary legal action/proceedings;
• Execute end-to-end auction of all assets/collaterals to maximise auction sales value to reduce;
• Propose and negotiate settlement plans to maximise amount recovered for written-off cases;

Manage collaboration and relationship with CGC and SJPP on matters relating to claim submission.
Key Responsibilities:

• Evaluate, review, recommend and monitor compliance of recovery strategies for assigned Impaired Loans to meet the Centre\xe2\x80\x99s recovery target.
• Prepare monthly/quarterly/half-yearly and ad-hoc reports to Head Office on the management of impaired portfolio of accounts.
• Perform relevant data update on portfolio of accounts in the respective systems
• Carry out restructure and rescheduling activities
• Prepare and issue letter to solicitors/valuers/receivers & managers/private liquidator for relevant recovery action
• Ensure post-settlement- process is completed and deletion of collateral data
• Lodgement and Withdrawal of Caveat
• Conduct site visits to check the business status (still ongoing or cease operation) and relevant details
• Handling SJPP/CGC matters and ensure claim is submitted within stipulated deadline, no outstanding guarantee fees, etc
• Identify and submit accounts which are qualified for write-off/write down
• Handling Security Documentation such as perfection and discharge
• Provide guidance to other specialist in the team

RequirementsRequirements:
Bachelor Degree - Degree / Diploma (or Working experience as Loan Recovery Officer).Minimum 3 years of experience as Loan Recovery officer at a financial institution

• Good interpersonal, communication and PC skills
• Good in Credit and Legal skills
• Good in business & industry knowledge
• Good problem solving skills
• Good communication/ people skills and able to handle customers
• Persistence, discipline and strong sense of initiative to follow-through on issues
• Good knowledge of compliance/legal/regulatory requirements regarding collection activities
• Good knowledge of legal processes and procedures related recovery

BenefitsDental, Education support, Miscellaneous allowance, Medical, Loans, Sports (e.g. Gym), Parking, Vision, Regular hours, Mondays - Fridays, Casual Business Wear, Performance Based Rewards

RHB Bank